David Ramirez
$424,9004 bd2.5 ba2,265 sqft$188 /sqft$2,881 /mo all-in ↓

17630 SW 39TH COURT, OCALA, FL, 34473

Active26 days on marketListed Jul 10, 2026MLS #OM728278

New constructionSingle Family ResidenceMARION OAKS UNIT 6

About this home

17630 SW 39TH COURT

Under Construction. The Montgomery is a stunning 4-bedroom, 2.5-bath home that features an impressive entry that sets the tone from the moment you walk through the door. The open floor plan creates a seamless flow between the kitchen, dining, and living areas, making the home feel bright, spacious, and perfect for both everyday living and entertaining. Oversized patio sliders flood the main living area with natural light and open to a large outdoor living space, creating the ideal indoor-outdoor Florida lifestyle. The owner’s retreat is designed to feel like a private spa, featuring a huge walk-in shower with dual shower heads, a beautiful freestanding soaking tub, and plenty of space to relax and unwind. With four bedrooms, 2.5 baths, and a layout designed for comfort, style, and functionality, this home offers the perfect combination of luxury features and practical living; all in one beautifully designed space.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,265

Sqft

0.5 ac

Lot size

3

Garage

2026

Year built

One

Levels

$188

Per sqft

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ExteriorSliding Doors

Community & fees

Taxes (2025)$383/yr

Utilities & systems

UtilitiesElectricity Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,881 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,501
FHA mortgage insurance (est.)$188
Property tax — 2025 actual bill$32
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,872Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,872
Interest rate6.00%
Loan term

Estimated payment

$2,881/mo

Principal & interest$2,501
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$32
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $425K
$364KedgeAI estimate $402,960 · range $379K$427K$444K

vs edgeAI estimate

+5.4%

$/sqft vs Ocala actives

$188 vs $187

Days on market

26 vs 49 typical

Where $188/sqft sits among the 400 Ocala actives

164
162 · this home
35
8
9
22
$127–178$178–229$229–281$281–332$332–383$383+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 17630 SW 39TH COURT

Get to know Ocala. See the full Ocala guide →

OCALA 34473 — neighborhood snapshot

Population

25,030

Median age

39.4

Median income

$70,559

Median home value

$242,400

Avg household

2.98

Households w/ children

3,117

For the school run

Marion County School District

MiddleHorizon Academy At Marion Oaks★★★★
ElementarySunrise Elementary School★★★★
HighDunnellon High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

161 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 70% above the OCALA 34473 median. See the full Ocala market guide →

Paper trail

This home's history

Jul 10, 2026Listed at $424,900 · 26 days on market since
2026Built · MARION OAKS UNIT 6

Reality check

What actually sold near 17630 SW 39TH COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

17109 SW 41ST CIRCLESold · Jun ’26

$324,000

17109 SW 41ST CIRCLE · same community

4 bd · 3 ba · 1,949 sqft · $166/sqft · 1 DOM

3947 SW 169TH LANESold · Nov ’25

$320,000

3947 SW 169TH LANE · same community

4 bd · 3 ba · 1,865 sqft · $172/sqft · 33 DOM

3967 SW 169TH LANESold · Jun ’26

$318,000

3967 SW 169TH LANE · same community

4 bd · 3 ba · 1,865 sqft · $171/sqft · 245 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 17630 SW 39TH COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 17630 SW 39TH COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

17630 SW 39TH COURT FAQs

What would the monthly payment be for 17630 SW 39TH COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,881/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 17630 SW 39TH COURT?+

The most recent tax bill on record (2025) was $383. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $424,900, this home is listed about 42% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 17630 SW 39TH COURT?+

Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of NEW BUILD SERVICES · Nellie Elizondo. MLS #OM728278.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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