2550 SE 40TH STREET, OCALA, FL, 34480
Active14 days on marketListed Jul 10, 2026MLS #OM728270
About this home
2550 SE 40TH STREET
Stunning 4-Bedroom Estate on a Private Acre in Deep Woods, SE Ocala Welcome to this exceptional 4,049 sq. ft. single-family residence nestled on a full acre in the sought-after Deep Woods neighborhood of SE Ocala. With 4 bedrooms, 3 full baths, a dedicated den/office, and a thoughtful split floor plan, this home offers space, privacy, and versatility for every lifestyle — with no HOA restrictions. The heart of the home is a chef's dream kitchen, featuring granite countertops, two large islands with dual sinks, two ovens, a built-in ice maker, and a spacious walk-in pantry. The expansive great room impresses with a brick fireplace, built-in dry bar, and oversized windows framing lush front and back yard views — flowing seamlessly into a bright Florida room. Retreat to the extra-large master suite, complete with its own fireplace, a large slider opening to the Florida room, two walk-in closets, his-and-hers vanities, a walk-in shower, jetted tub, solid-surface counters, and a private uncovered patio just off the master bath. Throughout the home, soaring vaulted ceilings with wood beams, ceiling fans, and luxury vinyl flooring add warmth, durability, and character to every room. An indoor laundry room with sink and storage closet adds everyday convenience. Outside, enjoy true Florida living with a brand-new deck and fire pit, perfect for relaxing or entertaining. The property also features an oversized 3-car garage — including one climate-controlled bay ideal for a home gym, office, or that classic car — plus a storage shed/workshop and a covered 6-car carport, both equipped with lighting and power outlets. A circular driveway adds curb appeal and convenience, while a whole-house Generac generator provides peace of mind year-round and a newly installed (7/2026) water softener. This is a rare opportunity to own a home that combines space, style, and thoughtful design on a private acre in one of SE Ocala's premier neighborhoods — with no HOA to hold you back. A new roof will be installed at the close of escrow. Be sure to click on the virtual tours.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
4,049
Sqft
1 ac
Lot size
3
Garage
1986
Year built
One
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,189 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,189/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ocala actives
$228 vs $181
Days on market
14 vs 43 typical
Where $228/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34480 — neighborhood snapshot
Population
23,749
Median age
36.6
Median income
$75,334
Median home value
$248,400
Avg household
2.67
Households w/ children
3,190
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
154 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 225% above the OCALA 34480 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 2550 SE 40TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$440,000
4100 SE 25TH TERRACE · same community
4 bd · 3.5 ba · 2,904 sqft · $152/sqft · 45 DOM
Sold · Feb ’26$305,000
11400 SE 185TH TERRACE · same community
2 bd · 2 ba · 1,492 sqft · $204/sqft · 35 DOM
Sold · Jul ’25$699,900
3230 SE 45TH STREET
5 bd · 3 ba · 4,205 sqft · $166/sqft · 66 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2550 SE 40TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2550 SE 40TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2550 SE 40TH STREET FAQs
What would the monthly payment be for 2550 SE 40TH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,189/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2550 SE 40TH STREET?+
The most recent tax bill on record (2025) was $8,292. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2550 SE 40TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $925,000, this home is listed about 209% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2550 SE 40TH STREET?+
Belleview Middle School (middle), Marion Oaks Elementary School (elementary), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of GLOBALWIDE REALTY LLC · Joe Marmino. MLS #OM728270.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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