349 LAKE DRIVE, OCALA, FL, 34472
Pending9 days on marketListed Jul 14, 2026MLS #OM728269
About this home
349 LAKE DRIVE
Lakefront living meets championship golf in this custom Biltmore pool home overlooking the 10th green in gated Lake Diamond Golf and Country Club. The three-bedroom, two-bath residence with 2,436 square feet of living space offers striking views of the lake and golf course and has been meticulously maintained, presenting like new. Designed for comfortable living and entertaining, the home features a split floor plan, a three-car garage and a dedicated office or den with a built-in entertainment center. Crown molding enhances the office or den, primary bedroom, dining room and kitchen, while Legacy Plantation shutters add timeless style and privacy to the dining room and den/office. An oversized mitered glass window in the breakfast nook frames lake and golf course views, filling the main living areas with natural light. Outdoor living centers around the newly renovated 12-by-24-foot screened, heated pool, spa and lanai. The lakefront setting and golf course backdrop create an inviting environment for relaxing or entertaining throughout the year. Lake Diamond Golf and Country Club features an 18-hole championship golf course, a clubhouse and a pro shop, offering opportunities for golf and recreation within the community. Recent improvements include a new roof in 2024 and a new water heater and irrigation well system upgrades completed in 2025, including a new pump, control box, piping and pressure tank. Conveniently located in southeast Ocala, the community provides easy access to shopping, dining, medical facilities, downtown Ocala and Interstate 75.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,436
Sqft
0.34 ac
Lot size
3
Garage
2000
Year built
One
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,135 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,135/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.3%
Days on market
9 vs 43 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34472 — neighborhood snapshot
Population
34,665
Median age
40.1
Median income
$61,635
Median home value
$185,900
Avg household
2.67
Households w/ children
3,980
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% above the OCALA 34472 median. See the full Ocala market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 349 LAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 349 LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
349 LAKE DRIVE FAQs
What would the monthly payment be for 349 LAKE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,135/mo — principal and interest, the actual property-tax bill, the $83/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 349 LAKE DRIVE?+
The association fee works out to $83 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 349 LAKE DRIVE?+
The most recent tax bill on record (2025) was $2,815. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 349 LAKE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $419,900, this home is listed about 40% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 349 LAKE DRIVE?+
Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Angela Rose. MLS #OM728269.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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