2185 NW 3RD STREET, OKEECHOBEE, FL, 34972
Active12 days on marketListed Jul 10, 2026MLS #OM728267
About this home
2185 NW 3RD STREET
Welcome home to this charming 3-bedroom, 1-bath residence in Okeechobee, offering comfort, convenience, and recent updates. Featuring a newer metal roof for added durability and peace of mind, this home is move-in ready with fresh interior paint and NEW FLOORING COMING SOON! The kitchen making meal preparation a breeze, while the attached front porch provides covered seating area and additional storage options. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment property, this home offers exceptional value. Conveniently located near shopping, dining, schools, and all that Okeechobee has, this property is ready for its next owner. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,100
Sqft
0.2 ac
Lot size
1976
Year built
One
Levels
$204
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,832 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,832/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.1%
Days on market
12 vs 11 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Okeechobee
Get to know Okeechobee. See the full Okeechobee guide →
OKEECHOBEE 34972 — neighborhood snapshot
Population
19,185
Median age
38.7
Median income
$53,902
Median home value
$193,300
Avg household
2.76
Households w/ children
2,367
The numbers that matter
The Okeechobee market
$225K → $338K
Okeechobee median sold, yr/yr
93.2%
Sale-to-list ratio (12 mo)
Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 309% above the OKEECHOBEE 34972 median. See the full Okeechobee market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2185 NW 3RD STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2185 NW 3RD STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2185 NW 3RD STREET FAQs
What would the monthly payment be for 2185 NW 3RD STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,832/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2185 NW 3RD STREET?+
The most recent tax bill on record (2025) was $2,977. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Okeechobee?+
At $224,900, this home is listed about 20% below the Okeechobee median of $279,950. The market section on this page shows how the area is trending.
Listing courtesy of TRANS GLOBAL REALTY, INC · Eric Nathanson. MLS #OM728267.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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