640 W HERONSBILL LANE, DUNNELLON, FL, 34434
Active32 days on marketListed Jul 9, 2026MLS #OM728215
About this home
640 W HERONSBILL LANE
INVESTOR AND BUILDER ALERT!! 1/4 acre parcel in Citrus Springs!! Power lines and waterlines are already on the street!! FLAT!! On a paved road!! Nice homes nearby!! 100% free and clear title with warranty deed!! No HOA!! No time limit to build on the lot!! Lots of things to do nearby: 7 spring-fed rivers to kayak, fish, boat, or tube in. Located near shopping, medical facilities, parks, and the Withlacoochee Trail for biking and hiking! The nearby golf course includes a restaurant, putting greens, and a driving range for hours of relaxing fun. Just a short drive to Ocala. 20 minutes or so to some of the best fishing, boating, scalloping, and swimming in the gulf!! You can even swim with the manatees in the Crystal River. Call today, don't miss out!!
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$319 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$319/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% below the DUNNELLON 34434 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 640 W HERONSBILL LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$185,000
7120 N GLENRIDGE CIRCLE · same community
3 bd · 2 ba · 1,421 sqft · $130/sqft · 38 DOM
Sold · Jan ’26$260,000
7065 N HERITAGE DRIVE · same community
3 bd · 2 ba · 1,477 sqft · $176/sqft · 72 DOM
Sold · Nov ’25$256,000
129 W GONDOLIER PLACE · same community
3 bd · 2 ba · 1,482 sqft · $173/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 640 W HERONSBILL LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 640 W HERONSBILL LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
640 W HERONSBILL LANE FAQs
What would the monthly payment be for 640 W HERONSBILL LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $319/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 640 W HERONSBILL LANE?+
The most recent tax bill on record (2025) was $248. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunnellon?+
At $21,900, this home is listed about 93% below the Dunnellon median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 640 W HERONSBILL LANE?+
Citrus Springs Elementary School (elementary), Citrus Springs Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TROPIC SHORES REALTY · Ernestine Brinager. MLS #OM728215.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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