David Ramirez
$309,0003 bd2 ba1,392 sqft$222 /sqft$2,517 /mo all-in ↓

2707 LA POSADA DRIVE, THE VILLAGES, FL, 32162

Active21 days on marketListed Jul 15, 2026MLS #OM728193

Priced 10% below the THE VILLAGES 32162 medianSingle Family ResidenceVILLAGES OF SUMTER

About this home

2707 LA POSADA DRIVE

Virtually Staged. **BOND PAID** Located in the highly sought-after Village of Santiago, within The Villages, this home is just 5 minutes by Golf Cart to the Savannah Center Recreation Center and Pool. This well maintained, move in ready, 3-bedroom, 2-bath home with vaulted ceilings and an open concept layout has a front porch to relax and socialize with friends plus a screened in back lanai for privacy or entertaining. NEW Gas WATER HEATER 2020, NEW ROOF 2018, gas HVAC 2016 and gutters. The Bougainvillea floor plan offers the perfect blend of comfort, convenience, and style. No carpet in this home. Mature landscaping. The spacious kitchen has ample real wood cabinets, stainless steel appliances and generous counter space and an island for food prep and entertaining. Tile in the kitchen and dining area for easy care and durability. Lots of natural light throughout. The primary suite has a private bath with dual vanities, ADA Comfort height toilet, grab bars, a large walk-in shower, and 2 walk in closets, plus vinyl flooring. The two additional bedrooms in this split floor plan house provides room for hobbies, guests or an office and share a bathroom with a tub. The oversized two-car garage also offers space for a workbench and storage. The full sized driveway can hold 4 mid-sized vehicles. Ideally located near the Savannah Center, Tierra Del Sol Championship Golf Course and Recreation Center, Tierra Del Sol Playhouse, the De La Vista, El Santiago, and El Diablo Executive Golf Courses, Spanish Springs Town Square and Lake Sumter Landing. Golf cart access to dining, shopping and entertainment. NO BOND. 2 rooms are virtually staged.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,392

Sqft

0.13 ac

Lot size

2

Garage

2000

Year built

One

Levels

$222

Per sqft

City view55+ community

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryElectric Dryer Hookup · Laundry Room
CoolingCentral Air
HeatingCentral · Natural Gas

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationSlab
ViewCity
FacesSouth
ParkingCurb Parking · Driveway · Garage Door Opener
ExteriorAwning(s) · Irrigation System · Private Entrance · Private Yard

Community & fees

HOA fee$204/mo
Taxes (2025)$2,364/yr
PetsBreed Restrictions
CommunityClubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Playground · Pool · Restaurant · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Natural Gas Connected · Phone Available · Public · Sewer Connected · Sprinkler Well · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,517 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,819
FHA mortgage insurance (est.)$137
Property tax — 2025 actual bill$197
HOA fee — from the listing$204
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,815Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,815
Interest rate6.00%
Loan term

Estimated payment

$2,517/mo

Principal & interest$1,819
FHA mortgage insurance (est.)$137
Property taxes (actual bill)$197
HOA / condo fee$204
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $309K
$289KedgeAI estimate $307,971 · range $301K$322K$335K

vs edgeAI estimate

+0.3%

$/sqft vs VILLAGES OF SUMTER

$222 vs $250

Days on market

21 vs 52 typical

Where $222/sqft sits among the 47 homes for sale in VILLAGES OF SUMTER

14 · this home
16
7
2
3
5
$186–224$224–261$261–299$299–336$336–374$374+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Villages

Map of 2707 LA POSADA DRIVE

Drive times from this address

Downtown Orlando69 min
Universal Orlando72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know The Villages. See the full The Villages guide →

THE VILLAGES 32162 — neighborhood snapshot

Population

54,019

Median age

74.2

Median income

$73,927

Median home value

$358,100

Avg household

1.72

Households w/ children

135

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The The Villages market

Seller’s marketSeller’s market2.5 months of inventoryBuyer’s market

$365K$360K

The Villages median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

25 of 47

VILLAGES OF SUMTER have cut their price

Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% below the THE VILLAGES 32162 median. See the full The Villages market guide →

Paper trail

This home's history

Jul 15, 2026Listed at $309,000 · 21 days on market since
2000Built · VILLAGES OF SUMTER

Reality check

What actually sold near 2707 LA POSADA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1473 MURRELLS INLET LOOPSold · Dec ’25

$335,000

1473 MURRELLS INLET LOOP · same community

3 bd · 2 ba · 1,392 sqft · $241/sqft · 0 DOM

3472 SIPSEY STREETSold · Jan ’26

$330,000

3472 SIPSEY STREET · same community

3 bd · 2 ba · 1,392 sqft · $237/sqft · 5 DOM

2020 HARSTON TRAILSold · Dec ’25

$375,000

2020 HARSTON TRAIL · same community

3 bd · 2 ba · 1,392 sqft · $269/sqft · 117 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2707 LA POSADA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2707 LA POSADA DRIVE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

2707 LA POSADA DRIVE FAQs

What would the monthly payment be for 2707 LA POSADA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,517/mo — principal and interest, the actual property-tax bill, the $204/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2707 LA POSADA DRIVE?+

The association fee works out to $204 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2707 LA POSADA DRIVE?+

The most recent tax bill on record (2025) was $2,364. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2707 LA POSADA DRIVE?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in The Villages?+

At $309,000, this home is listed about 21% below the The Villages median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 2707 LA POSADA DRIVE?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of NEXT GENERATION REALTY OF MARION COUNTY · Jennifer Fraunfelter. MLS #OM728193.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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