David Ramirez
$975,0005 bd4.5 ba3,456 sqft$282 /sqft$6,283 /mo all-in ↓

8085 NE 310TH AVENUE, FORT MC COY, FL, 32134

Active26 days on marketListed Jul 13, 2026MLS #OM728180

WaterfrontPrivate poolSingle Family ResidenceNONSUB

About this home

8085 NE 310TH AVENUE

Exceptional Lake George Waterfront Retreat! Discover an extraordinary opportunity to own this stunning 5-bedroom, 4 full and 1 half-bath waterfront home located on Yellow Bluff along beautiful Lake George, the second-largest lake in Florida and the gateway to the scenic St. Johns River. Combining breathtaking views, exceptional amenities, and endless recreation, this property is designed for those who love the Florida waterfront lifestyle. Built with durable block construction and topped with a metal roof, this spacious home offers room for everyone. The main level features 3 bedrooms, 3 full bathrooms, a bright and open living area, a gas cooktop, and an oversized pantry/mudroom with abundant storage. Enjoy beautiful sunrises while having coffee on the covered screen balcony over looking the Lake George. The lower level boasts a private 2-bedroom apartment complete with a Jack-and-Jill bathroom and an additional half bath, making it perfect for guests, extended family, a private retreat, or potential rental income. Designed for entertaining, the outdoor living space is truly exceptional. Relax by the inground swimming pool, unwind in the hot tub, or prepare meals in the summer kitchen while enjoying panoramic views of Lake George. A stairway leads down to the lake, where you'll find a private dock equipped with water, electric, and three electric boat lifts, providing effortless access to Lake George and miles of boating, fishing, kayaking, and water sports along the St. Johns River. Additional features include a whole-house generator, generous storage throughout, and thoughtfully designed indoor and outdoor living spaces ideal for entertaining or simply enjoying peaceful lakeside living. Conveniently located near the Ocala National Forest, Juniper Springs, Salt Springs Recreation Area, and Silver Glen Springs, this remarkable property offers easy access to some of Central Florida's most beautiful natural attractions, along with waterfront dining and endless outdoor adventures. Whether you're searching for a full-time residence, weekend retreat, vacation home, family compound, or investment opportunity, this one-of-a-kind property offers an unmatched combination of comfort, space, and waterfront living. Don't miss your opportunity to own this incredible waterfront retreat on Yellow Bluff—where every day feels like a vacation!

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

3,456

Sqft

2.76 ac

Lot size

4

Garage

1969

Year built

Two

Levels

$282

Per sqft

Private poolWaterfrontPets allowed

Inside

FlooringEngineered Hardwood · Luxury Vinyl
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer
InteriorKitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Window Treatments
LaundryInside
CoolingCentral Air · Mini-Split Unit(s)
HeatingElectric

Outside & construction

RoofMetal
ConstructionBlock · Concrete
FoundationBlock
FacesWest
ExteriorBalcony · Storage

Community & fees

Taxes (2025)$5,960/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,283 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,261
PMI (est., until 20% equity)$366
Property tax — 2025 actual bill$497
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $97,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $97,500
Interest rate6.00%
Loan term

Estimated payment

$6,283/mo

Principal & interest$5,261
PMI (est., until 20% equity)$366
Property taxes (actual bill)$497
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Fort Mc Coy actives

$282 vs $201

Days on market

26 vs 42 typical

Where $282/sqft sits among the 59 Fort Mc Coy actives

8
15
14
13 · this home
5
4
$60–119$119–177$177–236$236–295$295–353$353+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fort Mc Coy

Map of 8085 NE 310TH AVENUE

Get to know Fort Mc Coy. See the full Fort Mc Coy guide →

FORT MC COY 32134 — neighborhood snapshot

Population

7,400

Median age

55

Median income

$46,429

Median home value

$145,500

Avg household

2.3

Households w/ children

570

For the school run

Marion County School District

ElementaryFort McCoy School★★★★
HighNorth Marion High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Fort Mc Coy market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$240K$125K

Fort Mc Coy median sold, yr/yr

91.6%

Sale-to-list ratio (12 mo)

22 of 59

Fort Mc Coy actives have cut their price

Median sold price, Fort Mc Coy, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1673% above the FORT MC COY 32134 median. See the full Fort Mc Coy market guide →

Paper trail

This home's history

Jul 13, 2026Listed at $975,000 · 26 days on market since
1969Built · NONSUB

Reality check

What actually sold near 8085 NE 310TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

20221 SW 5TH PLACESold · Jun ’26

$895,000

20221 SW 5TH PLACE · same community

3 bd · 3 ba · 2,178 sqft · $411/sqft · 152 DOM

4611 NE 4TH AVENUESold · Oct ’25

$365,000

4611 NE 4TH AVENUE · same community

3 bd · 2 ba · 1,666 sqft · $219/sqft · 15 DOM

115 N SAINT CLAIR STREETSold · Jul ’26

$309,000

115 N SAINT CLAIR STREET · same community

3 bd · 2 ba · 1,595 sqft · $194/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8085 NE 310TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8085 NE 310TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

8085 NE 310TH AVENUE FAQs

What would the monthly payment be for 8085 NE 310TH AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,283/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8085 NE 310TH AVENUE?+

The most recent tax bill on record (2025) was $5,960. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8085 NE 310TH AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Fort Mc Coy?+

At $975,000, this home is listed about 437% above the Fort Mc Coy median of $181,500. The market section on this page shows how the area is trending.

Which schools are assigned to 8085 NE 310TH AVENUE?+

Fort McCoy School (elementary), North Marion High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of MEADOWS REALTY, LLC · Bert Meadows. MLS #OM728180.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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