David Ramirez
Pending
$138,5002 bd1.5 ba804 sqft$172 /sqft$1,152 /mo all-in ↓

10312 E PIKE DRIVE, INVERNESS, FL, 34450

Pending13 days on marketListed Jul 9, 2026MLS #OM728156

Priced 23% below the INVERNESS 34450 medianWaterfrontFully furnishedMobile HomeEAST COVE UNIT 03 UNREC

About this home

10312 E PIKE DRIVE

See Realtor Remarks: Welcome to your own slice of Florida waterfront paradise in the desirable East Cove community of Inverness! This beautifully renovated 2-bedroom, 1.5-bath mobile home has been completely redone from top to bottom and is move-in ready. Step inside to find a bright, open living space featuring light, beach-inspired décor, stylish finishes, and a fully furnished interior that makes settling in effortless. The updated kitchen boasts newer appliances, while every room has been thoughtfully designed to create a relaxing coastal feel. Major updates provide added peace of mind, including a new roof and carport installed in 2017. Whether you're looking for a full-time residence, a winter retreat, or an investment opportunity, this waterfront gem checks all the boxes. Enjoy peaceful water views right from your doorstep, then head just minutes into charming downtown Inverness, where you'll find unique shops, local restaurants, live music, and the scenic Withlacoochee State Trail—perfect for biking, walking, and enjoying Florida's natural beauty. Don't miss this opportunity to own a beautifully updated, fully furnished waterfront home in one of Inverness's most desirable communities.

Facts & features

The home at a glance

2

Bedrooms

1.5

Bathrooms

804

Sqft

0.26 ac

Lot size

1972

Year built

One

Levels

$172

Per sqft

WaterfrontFurnished

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Window Treatments
LaundryOther
CoolingCentral Air
HeatingCentral · Electric · Heat Pump
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionOther
FoundationOther
FacesEast
ExteriorRain Gutters

Community & fees

Taxes (2025)$1,390/yr

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,152 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$815
FHA mortgage insurance (est.)$61
Property tax — 2025 actual bill$116
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,848Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,848
Interest rate6.00%
Loan term

Estimated payment

$1,152/mo

Principal & interest$815
FHA mortgage insurance (est.)$61
Property taxes (actual bill)$116
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Inverness

Map of 10312 E PIKE DRIVE

Drive times from this address

Downtown Orlando67 min
Universal Orlando70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Inverness. See the full Inverness guide →

INVERNESS 34450 — neighborhood snapshot

Population

10,408

Median age

59.5

Median income

$48,955

Median home value

$210,200

Avg household

2.04

Households w/ children

604

For the school run

Citrus County School District

ElementaryInverness Primary School★★★★★
HighCitrus High School★★★★★
MiddleInverness Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Inverness market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$240K$270K

Inverness median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 23% below the INVERNESS 34450 median. See the full Inverness market guide →

Paper trail

This home's history

Jul 9, 2026Listed at $138,500 · 13 days on market since
1972Built · EAST COVE UNIT 03 UNREC

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10312 E PIKE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10312 E PIKE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

10312 E PIKE DRIVE FAQs

What would the monthly payment be for 10312 E PIKE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,152/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10312 E PIKE DRIVE?+

The most recent tax bill on record (2025) was $1,390. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Inverness?+

At $138,500, this home is listed about 46% below the Inverness median of $258,450. The market section on this page shows how the area is trending.

Which schools are assigned to 10312 E PIKE DRIVE?+

Inverness Primary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM728156.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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