David Ramirez
$179,9002 bd2 ba1,622 sqft$111 /sqft$1,516 /mo all-in ↓

3105 N RUNNING OAK TERRACE, BEVERLY HILLS, FL, 34465

Active28 days on marketListed Jul 8, 2026MLS #OM728121

Priced 33% below the BEVERLY HILLS 34465 medianSingle Family ResidenceBEVERLY HILLS UNIT 07

About this home

3105 N RUNNING OAK TERRACE

Great opportunity for buyers seeking a renovation project with strong value-add potential! Located in Beverly Hills, this two-bedroom, two-bathroom home presents a solid investment opportunity with strong upside potential. Offering 1,622 square feet of living space and a two-car garage, the property provides the size, layout, and a central location —along with the chance to add value through renovation and updates. The floor plan features multiple living and dining areas, including a welcoming living room, dining space, and a separate family room—ideal for reimagining into modern, open-concept living. The primary bedroom includes an ensuite bathroom with a walk-in shower, and the guest bedroom provides comfortable space for visitors or tenants. An inside laundry room adds everyday convenience, and the home is connected to public water and sewer. With its generous footprint, flexible layout, and desirable location, this property is well-suited for buyers seeking a project with clear value-add pathways. Whether updating finishes, modernizing the layout, or improving key systems, the home offers multiple avenues to increase equity and long-term return. This home retains the value of peaceful living while being conveniently located to shops (1 mile from Publix), medical centers, restaurants, schools, the Beverly Hills Community Park, Skate Court, Central Ridge Library and Beverly Hills Recreation Association. 75 minutes away from Orlando/Tampa. You’re minutes away from golf courses, parks, and waterways for boating and fishing. Explore 3 Sister Springs or venture to downtown Crystal River for waterfront dining. Only minutes from the Black Diamond Shoppes including Target, Aldi, Sprouts, Texas Roadhouse, Hobby Lobby and more to come. And if you’re jet-setting, Tampa International Airport is a little over an hour away. Don't wait, Call Today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,622

Sqft

0.22 ac

Lot size

2

Garage

1985

Year built

One

Levels

$111

Per sqft

Negotiable

Inside

FlooringCarpet · Laminate
AppliancesDishwasher · Range · Refrigerator
InteriorOther
LaundryInside
CoolingCentral Air
HeatingHeat Pump
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionConcrete · Stucco
FoundationSlab
FacesWest
ExteriorRain Gutters

Community & fees

Taxes (2025)$2,609/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,516 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,059
FHA mortgage insurance (est.)$80
Property tax — 2025 actual bill$217
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,297Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,297
Interest rate6.00%
Loan term

Estimated payment

$1,516/mo

Principal & interest$1,059
FHA mortgage insurance (est.)$80
Property taxes (actual bill)$217
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $180K
$173KedgeAI estimate $216,884 · range $210K$235K$245K

vs edgeAI estimate

−17.1%

$/sqft vs Beverly Hills actives

$111 vs $179

Days on market

28 vs 32 typical

Where $111/sqft sits among the 117 Beverly Hills actives

7 · this home
35
31
20
11
13
$111–138$138–165$165–192$192–219$219–246$246+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Beverly Hills

Map of 3105 N RUNNING OAK TERRACE

Get to know Beverly Hills. See the full Beverly Hills guide →

BEVERLY HILLS 34465 — neighborhood snapshot

Population

18,514

Median age

57.7

Median income

$55,513

Median home value

$233,000

Avg household

2.16

Households w/ children

1,201

For the school run

Citrus County School District

MiddleCitrus Springs Middle School★★★★★
ElementaryCentral Ridge Elementary School★★★★★
HighLecanto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Beverly Hills market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$224K$434K

Beverly Hills median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

49 of 117

Beverly Hills actives have cut their price

Median sold price, Beverly Hills, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 33% below the BEVERLY HILLS 34465 median. See the full Beverly Hills market guide →

Paper trail

This home's history

Jul 8, 2026Listed at $179,900 · 28 days on market since
1985Built · BEVERLY HILLS UNIT 07

Reality check

What actually sold near 3105 N RUNNING OAK TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

560 W MILKWEED LOOPSold · Oct ’25

$254,000

560 W MILKWEED LOOP · same community

2 bd · 2 ba · 1,604 sqft · $158/sqft · 96 DOM

879 W BEAKRUSH LANESold · Mar ’26

$225,000

879 W BEAKRUSH LANE · same community

2 bd · 2 ba · 1,604 sqft · $140/sqft · 33 DOM

3176 N RUNNING OAK TERRACESold · Mar ’26

$229,900

3176 N RUNNING OAK TERRACE · same community

2 bd · 2 ba · 1,604 sqft · $143/sqft · 67 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3105 N RUNNING OAK TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3105 N RUNNING OAK TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

3105 N RUNNING OAK TERRACE FAQs

What would the monthly payment be for 3105 N RUNNING OAK TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,516/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3105 N RUNNING OAK TERRACE?+

The most recent tax bill on record (2025) was $2,609. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Beverly Hills?+

At $179,900, this home is listed about 40% below the Beverly Hills median of $299,800. The market section on this page shows how the area is trending.

Which schools are assigned to 3105 N RUNNING OAK TERRACE?+

Citrus Springs Middle School (middle), Central Ridge Elementary School (elementary), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS REALTY - ELITE PARTNERS II · Bruce Brunk. MLS #OM728121.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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3105 N RUNNING OAK TERRACE, BEVERLY HILLS, FL — 2 Bed, 2 Bath — $179,900 | CENTURY 21 Edge