
2299 N BAYOU POINT, INVERNESS, FL, 34453
Active16 days on marketListed Jul 14, 2026MLS #OM728101
About this home
2299 N BAYOU POINT
Tucked away at end of a quiet street along the Withlacoochee River, this waterfront residence is on 1.53 acres shaded by mature oak trees with 366 feet of river frontage. The property includes a private dock, a covered boathouse with a boat ramp and direct access for boating, fishing, kayaking and exploring Florida's natural waterways. Designed for comfort and functionality, the residence offers over 2,300 square feet of living space with 10-foot ceilings, skylights and expansive sliding glass doors that frame river views while filling the home with natural light. A gas fireplace serves the living room and kitchen, creating a welcoming focal point for everyday living and entertaining. The dining area is positioned to take advantage of the waterfront setting, seamlessly connecting the main living spaces. The kitchen features wood cabinetry, generous preparation and storage space and stainless steel appliances, including a five-burner gas cooktop, double built-in ovens with convection and a JennAir side-by-side refrigerator. The spacious primary suite includes a private office or library behind glass French doors, along with an updated en-suite bath featuring dual vanities and a separate shower. A guest bedroom offers direct access to the deck and generous closet space, while the third bedroom includes a Murphy bed, making it ideal as a guest room, office or hobby space. The updated guest bath features a walk-in shower with decorative tile and a glass vessel sink. The lower level provides flexible living space, including a reinforced safe room suitable for a fitness area, media room or additional gathering space and includes a custom-built wood sauna. The lower-level screened patio is designed to accommodate a hot tub and is pre-wired. Access between floors is available by a glass-enclosed staircase or a custom elevator. Outdoor living is enhanced by multiple decks overlooking the river, a recently updated dock, 25 feet of outdoor closet storage and professionally maintained grounds that attract native wildlife. Four covered carport spaces provide ample parking for vehicles, boats and recreational equipment. Recent improvements include a new roof in 2025, three-zone heating and air conditioning installed in 2018, a 25-kilowatt automatic generator with an auto-transfer switch and an in-ground propane tank for backup power. Whether you're looking for a year-round residence or a private waterfront retreat, this property offers direct river access, exceptional privacy and a setting that embraces Florida's outdoor lifestyle. Furnishings are available separately.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,315
Sqft
1.53 ac
Lot size
2008
Year built
Two
Levels
$259
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,196 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,196/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Inverness actives
$259 vs $178
Days on market
16 vs 25 typical
Where $259/sqft sits among the 192 Inverness actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Inverness
Get to know Inverness. See the full Inverness guide →
INVERNESS 34453 — neighborhood snapshot
Population
10,473
Median age
53.5
Median income
$58,064
Median home value
$174,500
Avg household
2.21
Households w/ children
905
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$240K → $270K
Inverness median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
94 of 192
Inverness actives have cut their price
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1361% above the INVERNESS 34453 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 2299 N BAYOU POINT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,080,000
10631 E LUCAS TRAIL
4 bd · 7 ba · 2,000 sqft · $540/sqft · 0 DOM
Sold · May ’26$1,080,000
10631 E LUCAS TRAIL
3 bd · 2.5 ba · 2,760 sqft · $391/sqft · 95 DOM
Sold · Aug ’25$145,000
9198 E RIVERBLUFF COURT
3 bd · 2 ba · 1,392 sqft · $104/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2299 N BAYOU POINT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2299 N BAYOU POINT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2299 N BAYOU POINT FAQs
What would the monthly payment be for 2299 N BAYOU POINT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,196/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2299 N BAYOU POINT?+
The most recent tax bill on record (2025) was $6,954. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Inverness?+
At $599,000, this home is listed about 132% above the Inverness median of $258,450. The market section on this page shows how the area is trending.
Which schools are assigned to 2299 N BAYOU POINT?+
Hernando Elementary School (elementary), Inverness Middle School (middle), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Angela Rose. MLS #OM728101.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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