David Ramirez

00 NE 164 LANE, CITRA, FL, 32113

Active17 days on marketListed Jul 7, 2026MLS #OM728064

Priced 91% below the CITRA 32113 medianMEADOWS UN 03

About this home

00 NE 164 LANE

See Realtor Remarks: Build Your Florida Dream Home! Don't miss this opportunity to own a 0.26-acre vacant lot in the peaceful Meadows Subdivision in Citra, Florida. Zoned R-4, this property offers the perfect setting to build your future home with no HOA and no required timeframe to build, giving you the flexibility to create your ideal home when you're ready. Located on a quiet dirt road, this lot provides privacy while still offering convenient access to nearby amenities. Citra is a charming community with fewer than 5,000 residents, offering small-town living with easy access to Ocala, Gainesville, and Central Florida attractions. Whether you're ready to build now or invest for the future, this beautiful piece of Florida paradise is full of potential and start planning your dream home!

Facts & features

The home at a glance

0.26 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$102/yr

Utilities & systems

UtilitiesElectrical Nearby
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$248 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$74
FHA mortgage insurance (est.)$6
Property tax — 2025 actual bill$9
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $438Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $438
Interest rate6.00%
Loan term

Estimated payment

$248/mo

Principal & interest$74
FHA mortgage insurance (est.)$6
Property taxes (actual bill)$9
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Citra

Map of 00 NE 164 LANE

Get to know Citra. See the full Citra guide →

CITRA 32113 — neighborhood snapshot

Population

5,382

Median age

49.6

Median income

$62,401

Median home value

$161,400

Avg household

2.37

Households w/ children

493

For the school run

Marion County School District

ElementarySparr Elementary School★★★★
HighNorth Marion High School★★★★
MiddleNorth Marion Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Citra market

Seller’s marketBalanced6.9 months of inventoryBuyer’s market

$239K$180K

Citra median sold, yr/yr

91.9%

Sale-to-list ratio (12 mo)

Median sold price, Citra, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 91% below the CITRA 32113 median. See the full Citra market guide →

Paper trail

This home's history

Jul 7, 2026Listed at $12,500 · 17 days on market since

Reality check

What actually sold near 00 NE 164 LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2860 NE 163RD LANESold · Feb ’26

$77,500

2860 NE 163RD LANE · same community

2 bd · 1 ba · 672 sqft · $115/sqft · 104 DOM

2958 NE 161ST PLACESold · May ’26

$95,000

2958 NE 161ST PLACE · same community

3 bd · 2 ba · 926 sqft · $103/sqft · 71 DOM

3055 NE 161ST STREETSold · May ’26

$98,000

3055 NE 161ST STREET · same community

3 bd · 2 ba · 1,216 sqft · $81/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 00 NE 164 LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 00 NE 164 LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

00 NE 164 LANE FAQs

What would the monthly payment be for 00 NE 164 LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $248/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 00 NE 164 LANE?+

The most recent tax bill on record (2025) was $102. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Citra?+

At $12,500, this home is listed about 95% below the Citra median of $268,000. The market section on this page shows how the area is trending.

Which schools are assigned to 00 NE 164 LANE?+

Sparr Elementary School (elementary), North Marion High School (high), North Marion Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM728064.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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