David Ramirez
$214,0002 bd2 ba1,296 sqft$165 /sqft$1,855 /mo all-in ↓

11588 SW 139TH PLACE, DUNNELLON, FL, 34432

Active24 days on marketListed Jul 10, 2026MLS #OM728049

Priced 5% below the DUNNELLON 34432 medianSingle Family ResidenceSPRUCE CREEK PRESERVE 07 REP

Come see it

Upcoming open houses

Sun, Aug 9

1:00 PM – 4:00 PM

BRING YOUR TOOTHBRUSH, BATHING SUIT AND CLUBS. THIS HOME IS BEING SOLD TURNKEY !! One owner home. Open floor plan, kitchen has oak cabinets and stainless appliances. Split bedrooms w/ large walk in closets, office and enclosed lanai ROOF 2019, HVAC 2015, WATER HEATER 2019. CAN BE EMPTIED OUT IF BUYER PREFERS.

Sun, Sep 13

1:00 PM – 4:00 PM

BRING YOUR TOOTHBRUSH, BATHING SUIT AND CLUBS. THIS HOME IS BEING SOLD TURNKEY !! One owner home. Open floor plan, kitchen has oak cabinets and stainless appliances. Split bedrooms w/ large walk in closets, office and enclosed lanai ROOF 2019, HVAC 2015, WATER HEATER 2019. CAN BE EMPTIED OUT IF BUYER PREFERS.

About this home

11588 SW 139TH PLACE

This TURN-KEY original owner home glows with happy memories, but, it's ready for new owners to add personal tastes and start making memories of their own !! The Chestnut Model is a favorite for it's open floorplan and split bedroom layout that offers privacy for both owners and guests. The Kitchen is the central hub, with oak cabinets, stainless appliances and a large center island that is ideal for creating culinary delights and entertaining friends. This home also has beautiful wood floors in living and dining areas, an office to help you stay organized and an enclosed lanai that is bright and sunny for hobbies, reading or just enjoying the beautiful blue sky, birds and butterflies !! Concrete curbing and rock around the home keep it neat and easy to maintain so you can spend more time goofing off or relaxing on your front porch waving at the neighbors that are out and about enjoying the delightful Florida weather. ALL FURNISHING CAN BE REMOVED IF BUYER DOES NOT WANT THEM. ROOF 2019, HVAC 2015, WATER HEATER 2019. SPRUCE CREEK PRESERVE is an active 55+ fun friendly gated golf community nestled into 4000 acres of Nature Preserve offering a peaceful atmosphere that's hard to come by these days. Pool, hot tub, pickleball, tennis, shuffleboard, bocce ball, fitness center, water aerobics, yoga, exercise classes, billiards, cards, games, crafts, chair volleyball, Bingo, Bunco, potluck dinners, dances, social and travel groups. Drive your golf cart to the course. Less then 4 miles to groceries, restaurants, shopping, banking, doctors, hospital and miles of hiking and biking nature trails. Close to Rainbow River, K-P Hole, World Equestrian Center. North Central location is ideal for day trips all across the state. Close to cruising ports and 3 major airports. HOUSE IS BEING SOLD FULLY FURNISHED BUT CAN BE BE EMPTIED OUT IF BUYER PREFERS.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,296

Sqft

0.18 ac

Lot size

2

Garage

2002

Year built

One

Levels

$165

Per sqft

Turnkey55+ community

Inside

FlooringCarpet · Linoleum · Hardwood
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · In Garage
CoolingCentral Air
HeatingElectric · Heat Pump
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame (FSC Certified)
FoundationSlab
FacesNorth
ExteriorPrivate Mailbox · Rain Gutters

Community & fees

HOA fee$209/mo
Taxes (2025)$1,577/yr
PetsCats OK, Dogs OK, Number Limit
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Fiber Optics · Fire Hydrant · Phone Available · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,855 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,260
FHA mortgage insurance (est.)$95
Property tax — 2025 actual bill$131
HOA fee — from the listing$209
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,490Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,490
Interest rate6.00%
Loan term

Estimated payment

$1,855/mo

Principal & interest$1,260
FHA mortgage insurance (est.)$95
Property taxes (actual bill)$131
HOA / condo fee$209
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $214K
$203KedgeAI estimate $220,612 · range $211K$224K$233K

vs edgeAI estimate

−3%

$/sqft vs Dunnellon actives

$165 vs $186

Days on market

24 vs 43 typical

Where $165/sqft sits among the 400 Dunnellon actives

162 · this home
134
46
24
8
26
$137–175$175–213$213–250$250–288$288–326$326+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dunnellon

Map of 11588 SW 139TH PLACE

Get to know Dunnellon. See the full Dunnellon guide →

DUNNELLON 34432 — neighborhood snapshot

Population

13,197

Median age

56

Median income

$47,711

Median home value

$223,900

Avg household

2.27

Households w/ children

858

For the school run

Marion County School District

ElementaryDunnellon Elementary School★★★★★
HighDunnellon High School★★★★★
MiddleDunnellon Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dunnellon market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$265K$270K

Dunnellon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

175 of 400

Dunnellon actives have cut their price

Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% below the DUNNELLON 34432 median. See the full Dunnellon market guide →

Paper trail

This home's history

Jul 10, 2026Listed at $214,000 · 24 days on market since
2002Built · SPRUCE CREEK PRESERVE 07 REP

Reality check

What actually sold near 11588 SW 139TH PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14117 SW 115TH CIRCLESold · Jan ’26

$183,000

14117 SW 115TH CIRCLE

2 bd · 2 ba · 1,296 sqft · $141/sqft · 34 DOM

11643 SW 137TH LOOPSold · Oct ’25

$200,000

11643 SW 137TH LOOP

2 bd · 2 ba · 1,322 sqft · $151/sqft · 225 DOM

11518 SW 136TH PLACESold · Feb ’26

$200,000

11518 SW 136TH PLACE

2 bd · 2 ba · 1,248 sqft · $160/sqft · 76 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11588 SW 139TH PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11588 SW 139TH PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

11588 SW 139TH PLACE FAQs

What would the monthly payment be for 11588 SW 139TH PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,855/mo — principal and interest, the actual property-tax bill, the $209/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11588 SW 139TH PLACE?+

The association fee works out to $209 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11588 SW 139TH PLACE?+

The most recent tax bill on record (2025) was $1,577. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11588 SW 139TH PLACE?+

The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dunnellon?+

At $214,000, this home is listed about 29% below the Dunnellon median of $299,900. The market section on this page shows how the area is trending.

Which schools are assigned to 11588 SW 139TH PLACE?+

Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX FOXFIRE - HWY200/103 S · Wendy Hopper. MLS #OM728049.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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