8649 SW 92ND PLACE UNIT B, OCALA, FL, 34481
Pending19 days on marketListed Jul 6, 2026MLS #OM727987
About this home
8649 SW 92ND PLACE UNIT B
Beautifully maintained and move-in ready, this Bostonian model villa is located in the sought-after 55+ community of On Top of the World. This well-cared-for, pet-free and smoke-free home features luxury vinyl plank flooring throughout-absolutely no carpet-and numerous quality upgrades. The updated kitchen offers soft-close cabinetry, quartz countertops, a glass tile backsplash, plus a generous center island, pantry, abundant storage and stainless-steel appliances. Added recessed lighting continues throughout the home, creating a bright, modern feel, while new (2020) energy-efficient double-pane sliding windows with wood shutters add comfort and value. Roof (2020) Both bathrooms have been tastefully renovated. The spacious primary suite features a large walk-in closet and a luxurious Jacuzzi® walk-in shower with dual shower heads. The updated vanity includes soft-close drawers and new vanity lighting. Enjoy the Florida lifestyle from the extended enclosed lanai with sliding glass windows and an added A/C vent, providing comfortable year-round living space. Just beyond, the screened rear porch offers the perfect spot for relaxing, entertaining, or grilling with friends and neighbors. Additional highlights include gutters, a screened 2 car garage with extra shelves, a flat driveway, attractive landscaping, an inviting tiled front and back porch, and exceptional pride of ownership throughout. Located in On Top of the World, residents enjoy golf cart access, multiple recreation centers, pools, fitness facilities, pickleball courts, countless clubs and activities, and a vibrant active-adult lifestyle. Simply move in and start enjoying everything this wonderful community has to offer!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,638
Sqft
0 ac
Lot size
2
Garage
1990
Year built
One
Levels
$121
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,988 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,988/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−29.3%
Days on market
19 vs 43 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8649 SW 92ND PLACE UNIT B — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8649 SW 92ND PLACE UNIT B — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8649 SW 92ND PLACE UNIT B FAQs
What would the monthly payment be for 8649 SW 92ND PLACE UNIT B?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,988/mo — principal and interest, the actual property-tax bill, the $494/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8649 SW 92ND PLACE UNIT B?+
The association fee works out to $494 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8649 SW 92ND PLACE UNIT B?+
The most recent tax bill on record (2025) was $970. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8649 SW 92ND PLACE UNIT B?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $198,000, this home is listed about 34% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8649 SW 92ND PLACE UNIT B?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of ON TOP OF THE WORLD REAL EST · Kathy Joshi. MLS #OM727987.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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