17585 SE 122ND TERRACE, SUMMERFIELD, FL, 34491
Active30 days on marketListed Jul 4, 2026MLS #OM727906
About this home
17585 SE 122ND TERRACE
Virtually Staged. ~~NEW ROOF 2020, EXTERIOR PAINT 2021, NEW HVAC 2022, NEW POOL 2024~~ Perfectly positioned on one of STONECREST's serene interior lakes, this exceptional 3 Bedroom, 3 Bath with 2 car plus GOLF CART Garage with electric screen door residence captures everything someone dreams about when they imagine living in Central Florida. SPLIT BEDROOM Floor plan offers 2 spacious en-suite bedrooms, creating privacy and comfort for family and overnight guests alike. Soaring 10' ceilings, an abundance of natural light, and an OPEN FLOOR PLAN create an inviting atmosphere where nearly every room across the back of the home enjoys uninterrupted views of the sparkling pool and tranquil lake. A private DEN with French doors provides the perfect space for a home office, reading room, or creative retreat. The true centerpiece of this home is the OUTDOOR LIVING Experience. Beneath an impressive 26' x 56' SCREENED ENCLOSURE/birdcage, the newly completed electric heated SALTWATER POOL offers a resort inspired escape with a cascading waterfall and an expansive SUN SHELF designed for lounging in just a few inches of refreshing water. DOUBLE SLIDING GLASS DOORS in Living room, opening to a COVERED LANAI complete with a mounted television, refrigerator, and direct access to the 3rd FULL BATH. ~~NEW ROOF 2020, EXTERIOR PAINT 2021, NEW HVAC 2022, POOL 2024. TILE and LAMINATE Flooring flow throughout the home, complemented by a WHOLE HOUSE WATER SOFTENER SYSTEM, VACUUM SYSTEM FOR GARAGE~~ and a spacious indoor laundry room. This sought after Gated 55+ Golf Community offers an active, welcoming lifestyle where neighbors quickly become friends. Even better, you can leave your car parked and travel by golf cart to nearby shopping, restaurants, medical facilities, and everyday conveniences. It's a lifestyle that's becoming increasingly rare, a place where errands become enjoyable outings, evenings are spent with friends, and every day carries the relaxed rhythm of a permanent vacation. This isn't simply another Florida pool home. It's the place where mornings begin with peaceful lake views, afternoons are spent poolside, and every sunset reminds you that you've finally found the lifestyle you've been waiting for. WELCOME HOME to your own piece of paradise! (Furniture available.) (BE SURE TO WATCH MATTERPORT VIRTUAL TOUR UNDER TOUR 2 TAB.)
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,087
Sqft
0.18 ac
Lot size
2
Garage
2006
Year built
One
Levels
$311
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,502 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,502/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.2%
$/sqft vs STONECREST
$311 vs $199
Days on market
30 vs 50 typical
Where $311/sqft sits among the 37 homes for sale in STONECREST
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$285K → $258K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
19 of 37
STONECREST have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 136% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 17585 SE 122ND TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$349,000
11092 SE 174TH LOOP · same community
3 bd · 3 ba · 2,071 sqft · $169/sqft · 70 DOM
Sold · Jun ’26$430,000
11081 SE 167TH PLACE · same community
3 bd · 3 ba · 2,068 sqft · $208/sqft · 6 DOM
Sold · May ’26$400,000
12420 SE 176TH LOOP · same community
3 bd · 3 ba · 2,055 sqft · $195/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 17585 SE 122ND TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 17585 SE 122ND TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
17585 SE 122ND TERRACE FAQs
What would the monthly payment be for 17585 SE 122ND TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,502/mo — principal and interest, the actual property-tax bill, the $152/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 17585 SE 122ND TERRACE?+
The association fee works out to $152 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 17585 SE 122ND TERRACE?+
The most recent tax bill on record (2025) was $5,330. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 17585 SE 122ND TERRACE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $649,000, this home is listed about 124% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 17585 SE 122ND TERRACE?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · Cindy Schutte. MLS #OM727906.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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