David Ramirez
$189,0002 bd1 ba1,080 sqft$175 /sqft$1,600 /mo all-in ↓

125 TROUT AVENUE, INVERNESS, FL, 34450

Active30 days on marketListed Jul 3, 2026MLS #OM727893

Single Family ResidenceLA BELLE ADD

About this home

125 TROUT AVENUE

Charming 1953 Inverness home with City Convenience! Discover the perfect blend of character and location with this welcoming ranch-style home, nestled on a beautifully situated,fully fenced corner lot (.26 acres). Enjoy the privacy of a secured yard right in the heart of Inverness,sitting just minutes from the hospital,dining,shopping, and the vibrant downtown-plus,a scenic nearby lake is just a short walk away! Peace of mind comes standard here, featuring new carpet in the bedrooms, a A/C installed in 2019 and an updated electric panel in 2019. The outdoor space is a true highlight,complete with a large gazebo with electric-a great spot for evening relaxation or outdoor entertaining. Inside, the home is completely turn-key "as-is," making it the ideal canvas for your personal touch. Bring a little vision, a fresh coat of paint for the wood cabinets, and spruce up the kitchen to easily customize your new home. Don't miss this affordable opportunity in a prime Inverness location.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

1,080

Sqft

0.26 ac

Lot size

1953

Year built

One

Levels

$175

Per sqft

55+ community

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesDryer · Electric Water Heater
InteriorCeiling Fan(s)
LaundryLaundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock · Slab
FacesWest
ParkingDriveway · Guest
ExteriorOutdoor Grill · Private Mailbox · Private Yard · Storage

Community & fees

Taxes (2025)$2,926/yr
CommunityAirport/Runway

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Public
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,600 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,113
FHA mortgage insurance (est.)$84
Property tax — 2025 actual bill$244
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,615Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,615
Interest rate6.00%
Loan term

Estimated payment

$1,600/mo

Principal & interest$1,113
FHA mortgage insurance (est.)$84
Property taxes (actual bill)$244
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $189K
$172KedgeAI estimate $227,845 · range $179K$325K$338K

vs edgeAI estimate

−17%

$/sqft vs Inverness actives

$175 vs $178

Days on market

30 vs 25 typical

Where $175/sqft sits among the 189 Inverness actives

36
67 · this home
43
20
10
13
$97–140$140–183$183–227$227–270$270–313$313+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Inverness

Map of 125 TROUT AVENUE

Drive times from this address

Downtown Orlando74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Inverness. See the full Inverness guide →

INVERNESS 34450 — neighborhood snapshot

Population

10,408

Median age

59.5

Median income

$48,955

Median home value

$210,200

Avg household

2.04

Households w/ children

604

For the school run

Citrus County School District

ElementaryInverness Primary School★★★★★
HighCitrus High School★★★★★
MiddleInverness Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Inverness market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$240K$270K

Inverness median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

93 of 189

Inverness actives have cut their price

Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% above the INVERNESS 34450 median. See the full Inverness market guide →

Paper trail

This home's history

Jul 3, 2026Listed at $189,000 · 30 days on market since
1953Built · LA BELLE ADD

Reality check

What actually sold near 125 TROUT AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3963 S PLACIDSold · Dec ’25

$250,000

3963 S PLACID

3 bd · 2 ba · 1,082 sqft · $231/sqft · 151 DOM

811 S APOPKA AVENUESold · May ’26

$185,000

811 S APOPKA AVENUE

2 bd · 2 ba · 1,106 sqft · $167/sqft · 213 DOM

503 LAKE STREETSold · May ’26

$166,000

503 LAKE STREET

2 bd · 2 ba · 1,116 sqft · $149/sqft · 106 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 125 TROUT AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 125 TROUT AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

125 TROUT AVENUE FAQs

What would the monthly payment be for 125 TROUT AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,600/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 125 TROUT AVENUE?+

The most recent tax bill on record (2025) was $2,926. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Inverness?+

At $189,000, this home is listed about 27% below the Inverness median of $258,450. The market section on this page shows how the area is trending.

Which schools are assigned to 125 TROUT AVENUE?+

Inverness Primary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LANDMARK REALTY · Janet Bega. MLS #OM727893.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Inverness homes, in your inbox

Like 125 TROUT AVENUE but not quite? A daily digest of every new listing in Inverness — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 2, 2026 at 11:52 PM UTC. The listing information on this page last changed on August 2, 2026 at 11:52 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 2, 2026 at 11:52 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 2, 2026 at 11:52 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.