11851 SW 38TH STREET, OCALA, FL, 34481
Active33 days on marketListed Jul 2, 2026MLS #OM727841
About this home
11851 SW 38TH STREET
Location! 4 miles from the World Equestrian Center, (WEC). 12.71 acres is truly located in and around some of the most beautiful horse farms in Marion County. Gated entry with paved driveway, the property has a beautiful center aisle barn with 9 stalls and 5 paddocks. The farm is cleared with beautiful pastures with nice board fencing. The barn is concrete block, wash area, tack/feed, a 30 amp RV hookup with septic and water creating a space for guests or seasonal income. There is a lovely 3/2 home built in 1985 with over 3000 square feet of living space. This home features a split floor plan, tall ceilings and engineered hardwood flooring and tile in kitchen and baths. Formal dining opens to the great room and a well equipped kitchen that begs for family and guests with easy set up for entertaining. Stainless Steel appliance, extensive cabinet storage, quartz countertops and a large island with breakfast bar. Additional breakfast nook with built-in shelving and a beautiful window seat provides a stunning view of the surround farm and pool. Perfect for morning coffee or casual meals. Bedrooms are oversized and inviting. The Primary suite is stunning with extra large layout and walk-in closet, private- ensuite bathroom, dual vanities and overflow tub. This home is perfect for those who like to work from home with a dedicated office and a spacious garage. Large enclosed pool deck and recently resurfaced in-ground pool and spa and a covered area for seating. Climate-controlled flex building with covered carport is also on the property to serve as a gym, workshop, studio or office. This one checks all the boxes and is ready to be your new equestrian lifestyle or turnkey investment!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,985
Sqft
12.71 ac
Lot size
2
Garage
1985
Year built
One
Levels
$497
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,042 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,042/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs AG NON SUB
$497 vs $641
Days on market
33 vs 48 typical
Where $497/sqft sits among the 8 homes for sale in AG NON SUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
1 of 8
AG NON SUB have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 535% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 11851 SW 38TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,525,000
9760 W HIGHWAY 316 · same community
4 bd · 3 ba · 3,131 sqft · $487/sqft · 52 DOM
Sold · Aug ’25$625,000
10904 NE 41ST TERRACE · same community
3 bd · 2 ba · 2,456 sqft · $254/sqft · 3 DOM
Sold · Mar ’26$575,000
14609 SE 155TH STREET · same community
3 bd · 2 ba · 2,365 sqft · $243/sqft · 112 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11851 SW 38TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11851 SW 38TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11851 SW 38TH STREET FAQs
What would the monthly payment be for 11851 SW 38TH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,042/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11851 SW 38TH STREET?+
The most recent tax bill on record (2025) was $3,749. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $1,485,000, this home is listed about 397% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11851 SW 38TH STREET?+
Liberty Middle School (middle), West Port High School (high), Marion Oaks Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PEGASUS REALTY & ASSOC INC · George De Benedicty. MLS #OM727841.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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