
8709 SW 46TH AVENUE, OCALA, FL, 34476
Active18 days on marketListed Jul 7, 2026MLS #OM727782
About this home
8709 SW 46TH AVENUE
Virtually Staged. Done renting? This is your sign. Welcome to the highly sought-after Darwin floor plan in Ocala Crossings South, a 2023-built two-story home offering 3 bedrooms, 2.5 baths, a versatile upstairs loft, and 2,022 square feet of heated living space (2,634 total), all priced under $300K in one of Ocala's fastest-growing communities. Here's what makes this listing rare: this is the ONLY Darwin model on the market right now, and D.R. Horton is not building this floor plan in the neighborhood for the foreseeable future. It is also the only 3 bedroom, 2.5 bath two-story layout this builder offers. When this one is gone, there is no telling when the next one comes available. Step inside and the main floor opens into a bright, seamless layout where the great room, dining area, and kitchen flow together, perfect for entertaining or everyday living. The kitchen is the showstopper: a large center island with quartz countertops, stainless-steel appliances including the range, microwave, and built-in dishwasher, plus a walk-in pantry. Sliding doors lead to an open-air patio, ideal for morning coffee or weekend cookouts. The front yard features a sprinkler system to keep your curb appeal effortless. Upstairs is where this floor plan truly shines. A spacious loft creates the flexibility every buyer wants: home office, playroom, media space, or second living room. The private primary suite features an oversized walk-in closet and an ensuite bath with double vanity sinks. Two additional bedrooms share a full second bath, and the laundry room is conveniently located right where the bedrooms are, no more hauling baskets up and down stairs. Even better, the washer and dryer stay, along with the refrigerator. This home is truly move-in ready. Every home in Ocala Crossings South includes a state-of-the-art smart home system, keeping you connected whether you are five minutes away or across the country. Add a two-car garage, a low quarterly HOA, and a location minutes from shopping, dining, schools, and the World Equestrian Center, with easy access to I-75 for commutes to Gainesville, The Villages, or Tampa. First-time buyers, downsizers, and anyone tired of paying someone else's mortgage: a 2023 home with this square footage, this layout, and this price point is a true steal in Ocala Crossings South, and it will not last. Schedule your private showing today before someone else claims the only Darwin available.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,022
Sqft
0.11 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$148
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,472 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,472/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.7%
$/sqft vs OCALA CROSSINGS SOUTH
$148 vs $171
Days on market
18 vs 43 typical
Where $148/sqft sits among the 23 homes for sale in OCALA CROSSINGS SOUTH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34476 — neighborhood snapshot
Population
26,397
Median age
56.1
Median income
$65,429
Median home value
$260,300
Avg household
2.21
Households w/ children
2,252
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
7 of 23
OCALA CROSSINGS SOUTH have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the OCALA 34476 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 8709 SW 46TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$293,800
4525 SW 91ST LANE ROAD · same community
3 bd · 2 ba · 1,955 sqft · $150/sqft · 124 DOM
Sold · Jun ’26$329,800
4519 SW 91ST LANE ROAD · same community
4 bd · 3 ba · 2,200 sqft · $150/sqft · 3 DOM
Sold · Jul ’25$295,990
8838 SW 48TH AVENUE · same community
4 bd · 2 ba · 1,828 sqft · $162/sqft · 208 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8709 SW 46TH AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8709 SW 46TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8709 SW 46TH AVENUE FAQs
What would the monthly payment be for 8709 SW 46TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,472/mo — principal and interest, the actual property-tax bill, the $110/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8709 SW 46TH AVENUE?+
The association fee works out to $110 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8709 SW 46TH AVENUE?+
The most recent tax bill on record (2025) was $3,709. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8709 SW 46TH AVENUE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $299,000, this home is priced right at the Ocala median.
Which schools are assigned to 8709 SW 46TH AVENUE?+
Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Cristian Gonzalez. MLS #OM727782.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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