
10878 SE 45TH AVENUE, BELLEVIEW, FL, 34420
Pending22 days on marketListed Jul 3, 2026MLS #OM727744
About this home
10878 SE 45TH AVENUE
Expertly placed on a premium .28-acre lot, this beautiful 3-bedroom, 2-bathroom home offers the perfect blend of comfort, space, and everyday functionality. Located in a wonderful, family-friendly community, the residence features an inviting living area centered around a cozy wood-burning fireplace, making it the perfect spot for gatherings. The smart layout includes a dedicated laundry room conveniently located right off the kitchen for easy multitasking, as well as an attached 2-car garage providing excellent parking and storage. Step out back to your private, enclosed lanai—an ideal, bug-free retreat for year-round relaxation. The lanai opens up to a fantastic, spacious backyard that offers plenty of room to add a future pool or play area. This charming property offers everything you need to start making memories. Schedule your tour today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,426
Sqft
0.28 ac
Lot size
2
Garage
1987
Year built
One
Levels
$158
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,736 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,736/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.9%
Days on market
22 vs 31 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belleview
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleview. See the full Belleview guide →
BELLEVIEW 34420 — neighborhood snapshot
Population
19,167
Median age
43
Median income
$52,551
Median home value
$192,600
Avg household
2.59
Households w/ children
2,199
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleview market
$255K → $276K
Belleview median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
Median sold price, Belleview, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the BELLEVIEW 34420 median. See the full Belleview market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10878 SE 45TH AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10878 SE 45TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10878 SE 45TH AVENUE FAQs
What would the monthly payment be for 10878 SE 45TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,736/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10878 SE 45TH AVENUE?+
The most recent tax bill on record (2025) was $1,829. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10878 SE 45TH AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Belleview?+
At $225,000, this home is listed about 21% below the Belleview median of $283,735. The market section on this page shows how the area is trending.
Which schools are assigned to 10878 SE 45TH AVENUE?+
Belleview-Santos Elementary School (elementary), Belleview Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of NEXT GENERATION REALTY OF MARION COUNTY · Mary Kear. MLS #OM727744.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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