2942 NE 46TH AVENUE, OCALA, FL, 34470
Active28 days on marketListed Jul 2, 2026MLS #OM727714
About this home
2942 NE 46TH AVENUE
5 bedrooms, 3 bathrooms, plus a dedicated den and a private downstairs guest suite make this spacious home the perfect fit for growing families, multi-generational living, or anyone needing extra space. Ideally located in the heart of Ocala, you'll enjoy quick access to shopping, dining, schools, medical facilities, and everyday conveniences while being just minutes from downtown. The open-concept kitchen features granite countertops, a touchless faucet, ample cabinetry, a large pantry, and newer stainless steel appliances, including the refrigerator, microwave, and oven. A brand-new washer and dryer are also included. The flexible floor plan offers both a spacious family room and a separate formal living and dining area, providing plenty of room for entertaining or everyday living. The primary suite features a large walk-in closet and dual vanities, while the upstairs loft offers the perfect space for a second living area, playroom, or home office. Step outside to enjoy the oversized screened lanai overlooking a fully fenced backyard enclosed with a 6-foot vinyl privacy fence—ideal for pets, family and friends. Fresh interior paint throughout makes this home truly move-in ready. Don't miss this opportunity to own a spacious home in an excellent Ocala location. Schedule your private showing today!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,661
Sqft
0.25 ac
Lot size
2
Garage
2018
Year built
Two
Levels
$136
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,678 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,678/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.9%
$/sqft vs Ocala actives
$136 vs $183
Days on market
28 vs 43 typical
Where $136/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34470 — neighborhood snapshot
Population
21,521
Median age
40.1
Median income
$49,592
Median home value
$171,500
Avg household
2.29
Households w/ children
2,267
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
150 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% above the OCALA 34470 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 2942 NE 46TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$440,000
2824 NE 43RD ROAD · same community
4 bd · 2.5 ba · 2,483 sqft · $177/sqft · 90 DOM
Sold · Mar ’26$350,600
4180 NE 32ND PLACE · same community
4 bd · 2 ba · 2,330 sqft · $150/sqft · 20 DOM
Sold · Oct ’25$410,000
1785 NE 50TH TERRACE
4 bd · 3 ba · 2,550 sqft · $161/sqft · 351 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2942 NE 46TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2942 NE 46TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2942 NE 46TH AVENUE FAQs
What would the monthly payment be for 2942 NE 46TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,678/mo — principal and interest, the actual property-tax bill, the $42/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2942 NE 46TH AVENUE?+
The association fee works out to $42 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2942 NE 46TH AVENUE?+
The most recent tax bill on record (2025) was $2,227. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2942 NE 46TH AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $361,900, this home is listed about 21% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2942 NE 46TH AVENUE?+
Ward-Highlands Elementary School (elementary), Fort King Middle School (middle), Vanguard High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ALL FLORIDA HOMES REALTY LLC · Lucas Isaza. MLS #OM727714.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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