1427 W MINERAL COURT, HERNANDO, FL, 34442
Active34 days on marketListed Jul 2, 2026MLS #OM727694
About this home
1427 W MINERAL COURT
Experience the perfect blend of luxury, privacy, and modern design in this newly constructed 4-bedroom, 3-bathroom home with a spacious 3-car garage, nestled on 1.04 wooded acres within the sought-after Citrus Hills community. Attractive stacked stone accents and an oversized driveway offering abundant parking create a warm welcome from the moment you arrive. Inside, you'll find a thoughtfully designed open floor plan that effortlessly connects the great room, dining area, and kitchen, creating an ideal setting for both everyday living and entertaining. The beautifully appointed kitchen is equipped with a Samsung stainless steel appliance package, 42-inch cabinetry, a walk-in pantry, and a large center island that serves as the heart of the home. Designed with comfort in mind, the primary retreat features an elegant tray ceiling, a spacious walk-in closet, dual vanities with a dedicated makeup station, and a stunning floor-to-ceiling tiled shower. Two generously sized guest bedrooms share a convenient Jack-and-Jill bath, while the fourth bedroom, located near a full bathroom at the front of the home, offers flexibility for a guest suite or home office. The bright and functional laundry room provides abundant storage and natural light, and the included Samsung washer and dryer add even more value. Step outside to the covered lanai, where you'll have the perfect space to unwind or host gatherings while enjoying the peaceful surroundings. Combining quality craftsmanship, modern finishes, and a desirable location, this exceptional Citrus Hills home is ready to welcome its new owners. Schedule your own personal showing today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,478
Sqft
1.04 ac
Lot size
3
Garage
2025
Year built
One
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,379 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,379/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.1%
$/sqft vs CITRUS HILLS 1ST ADD
$202 vs $221
Days on market
34 vs 40 typical
Where $202/sqft sits among the 21 homes for sale in CITRUS HILLS 1ST ADD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$326K → $340K
Hernando median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
11 of 21
CITRUS HILLS 1ST ADD have cut their price
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 85% above the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 1427 W MINERAL COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$455,000
2843 N ANNAPOLIS AVENUE · same community
4 bd · 3 ba · 2,478 sqft · $184/sqft · 46 DOM
Sold · Sep ’25$432,000
2645 N ANNAPOLIS AVENUE · same community
4 bd · 3 ba · 2,478 sqft · $174/sqft · 180 DOM
Sold · Jun ’26$415,000
574 E EVERETT LANE · same community
4 bd · 3 ba · 2,478 sqft · $167/sqft · 443 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1427 W MINERAL COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1427 W MINERAL COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1427 W MINERAL COURT FAQs
What would the monthly payment be for 1427 W MINERAL COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,379/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1427 W MINERAL COURT?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1427 W MINERAL COURT?+
The most recent tax bill on record (2025) was $486. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1427 W MINERAL COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando?+
At $499,900, this home is listed about 33% above the Hernando median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1427 W MINERAL COURT?+
Hernando Elementary School (elementary), Citrus Springs Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$499,900 runs 85% above the HERNANDO 34442 median — but at 2,478 sqft it's also 38% larger than the typical Hernando listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $505,000, now $499,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WAVE ELITE REALTY LLC · Jennifer Lamb. MLS #OM727694.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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