David Ramirez
$625,000$650,0005 bd3 ba2,426 sqft$258 /sqft$4,180 /mo all-in ↓

2809 NE 49TH STREET, OCALA, FL, 34479

Active22 days on marketListed Jul 2, 2026MLS #OM727685

Reduced $25KPrivate poolSingle Family ResidenceNORTH PINE RANCHETTES

About this home

2809 NE 49TH STREET

Virtually Staged. PRICE REDUCTION!!Welcome home to your beautiful and unique property nestled right outside the city limits on almost 5 acres! This home has so much to offer. You certainly need to see it to appreciate it. The deeded easement leads you back off the main road into the property. It is peaceful and PRIVATE with beautiful trees and plenty of room to run, play, plant a garden, enjoy your animals all while being totally secure, the entire perimeter is fenced. Imagine the fun gatherings you can have here! There is a 2nd well on the back of the property and plenty of room for a second home. When you enter the home there is a nice large entryway that looks into the family room with tons of natural light and a gorgeous stone fireplace. Such a great room to get cozy in. The main part of the home offers 2 large guest bedrooms as well as a master suite with its own screened in porch and a large walk in closet. The master bathroom is roomy with an oversized shower that is sure to please!! The kitchen offers wood cabinetry and the view from the kitchen window is one you are sure to love for years to come. Through the dining room you have a nice large breezeway that could be easily converted into a pretty amazing mudroom. The large Living room has a beautiful set of french doors so that the space can be closed off for privacy if needed. There is also additional storage! The bar area, Billiards/game room does not disappoint. A great space for entertaining with beautiful wainscoting around the room. There are so many possibilities for this space!! The stairs will lead you up to two very large bedrooms that would be a great space for guests when they visit, for older children that need their own space, to use as an in-law suite or for additional short term or long term rental income!! If you are really creative it could also be an amazing space for a home theatre. This space has been finished out with vinyl plank flooring and a third full bathroom. There is plenty of storage space inside! A 30x40 metal shop is sure to be a dream for enthusiasts or a spot to use for a small business shop and there is lots of extra room for additional storage!! There is full electric including 2 RV electric hook ups. Dont forget the POOL, new vinyl liner in late 2021! Dont miss the opportunity to own this unique gem of a property that is also very conveniently located. 10 mins to downtown Ocala, shopping and dining just a short drive in any direction, less than 15 minutes to I75 and about 15 mins from the World Equestrian Center!! ROOF 2022. WATER HEATER 2022.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,426

Sqft

4.74 ac

Lot size

2

Garage

1979

Year built

Two

Levels

$258

Per sqft

Private poolFireplace

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Dry Bar · High Ceilings · Primary Bedroom Main Floor · PrimaryBedroom Upstairs · Solid Wood Cabinets · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · In Garage · Washer Hookup
CoolingCentral Air · Mini-Split Unit(s) · Zoned
HeatingCentral · Zoned

Outside & construction

RoofShingle
ConstructionStone · Vinyl Siding · Wood Frame
FoundationSlab
FacesEast
ParkingGarage Door Opener · Garage Faces Side · Golf Cart Garage · Golf Cart Parking · Guest · Open · Oversized · Parking Pad · RV Parking · Split Garage · Tandem
ExteriorLighting · Private Entrance · Private Mailbox · Private Yard · RV Hookup · Sliding Doors · Storage

Community & fees

Taxes (2025)$4,962/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected
WaterSee Remarks · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,180 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property tax — 2025 actual bill$413
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,500
Interest rate6.00%
Loan term

Estimated payment

$4,180/mo

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property taxes (actual bill)$413
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Ocala actives

$258 vs $181

Days on market

22 vs 43 typical

Where $258/sqft sits among the 400 Ocala actives

118
164
72
14 · this home
4
28
$119–163$163–206$206–250$250–294$294–338$338+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 2809 NE 49TH STREET

Get to know Ocala. See the full Ocala guide →

OCALA 34479 — neighborhood snapshot

Population

13,265

Median age

41.2

Median income

$54,805

Median home value

$190,400

Avg household

2.44

Households w/ children

1,553

For the school run

Marion County School District

ElementaryAnthony Elementary School★★★★★
HighNorth Marion High School★★★★
MiddleNorth Marion Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

155 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 155% above the OCALA 34479 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $625,000 $25K
Jul 2, 2026Listed at $650,000 · 22 days on market since
1979Built · NORTH PINE RANCHETTES

Reality check

What actually sold near 2809 NE 49TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3081 NE 49TH STREETSold · Feb ’26

$405,000

3081 NE 49TH STREET · same community

2 bd · 1.5 ba · 1,679 sqft · $241/sqft · 19 DOM

3939 NE 31ST AVENUESold · Dec ’25

$288,000

3939 NE 31ST AVENUE

4 bd · 2.5 ba · 2,358 sqft · $122/sqft · 82 DOM

3211 NE 40TH LANESold · Aug ’25

$325,575

3211 NE 40TH LANE

5 bd · 2.5 ba · 2,358 sqft · $138/sqft · 16 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2809 NE 49TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2809 NE 49TH STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2809 NE 49TH STREET FAQs

What would the monthly payment be for 2809 NE 49TH STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,180/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2809 NE 49TH STREET?+

The most recent tax bill on record (2025) was $4,962. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $625,000, this home is listed about 109% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2809 NE 49TH STREET?+

Anthony Elementary School (elementary), North Marion High School (high), North Marion Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$625,000 runs 155% above the OCALA 34479 median — but at 2,426 sqft it's also 40% larger than the typical Ocala listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $650,000, now $625,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of BRICKS & MORTAR REAL ESTATE · Angela Rushing, PA. MLS #OM727685.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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