7305 SW 86TH LANE, OCALA, FL, 34476
Active21 days on marketListed Jul 3, 2026MLS #OM727677
About this home
7305 SW 86TH LANE
Welcome to this elegant 3-bedroom, 3-bath home offering 2,862 square feet of thoughtfully designed living space on 2.17 A-1 zoned acres. Tucked behind a gated entrance on a quiet road, this exceptional property offers the perfect blend of privacy, country living, and everyday convenience along Highway 200. Step inside to soaring vaulted ceilings and expansive living spaces filled with natural light, creating a warm and inviting atmosphere. The spacious layout includes multiple living and sitting areas, along with a separate den or office, providing flexibility for work or relaxation. A formal dining room is ideal for hosting gatherings, while the breakfast nook off the kitchen offers a cozy space for casual dining. The kitchen features all-new appliances and flows seamlessly into the main living areas, making it perfect for entertaining. Throughout the home, pride of ownership is evident in the meticulous care provided by the sellers. The oversized primary suite serves as a true retreat, offering generous space for a sitting area, a large walk-in closet, and a luxurious ensuite bathroom featuring dual vanities, a soaking tub, and a separate walk-in shower. Two additional bedrooms and two additional full bathrooms provide comfort and convenience for family and guests, with one guest bathroom offering direct access to the lanai—perfect for indoor-outdoor living. Step outside to the updated screened lanai featuring a chef-inspired outdoor kitchen and bar, creating an ideal setting for entertaining or relaxing year-round. The expansive 2.17-acre property offers privacy, space, and freedom with no HOA or CDD restrictions, all enhanced by a gated entrance for added peace of mind. Conveniently located just off Highway 200, this property provides quick access to Ocala’s shopping, dining, medical facilities, and everyday amenities while still offering the peace and space of country living. This is a rare opportunity to enjoy acreage, privacy, and convenience all in one exceptional home.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,862
Sqft
2.17 ac
Lot size
2
Garage
1997
Year built
One
Levels
$323
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,854 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,854/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+112.8%
$/sqft vs Ocala actives
$323 vs $181
Days on market
21 vs 43 typical
Where $323/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34476 — neighborhood snapshot
Population
26,397
Median age
56.1
Median income
$65,429
Median home value
$260,300
Avg household
2.21
Households w/ children
2,252
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
155 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 219% above the OCALA 34476 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 7305 SW 86TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$360,000
8440 SW 73RD AVENUE · same community
4 bd · 2.5 ba · 1,626 sqft · $221/sqft · 9 DOM
Sold · Jun ’26$825,000
9525 SW 72ND COURT
4 bd · 2.5 ba · 3,008 sqft · $274/sqft · 19 DOM
Sold · Mar ’26$650,000
9748 SW 74TH AVENUE
3 bd · 3 ba · 3,017 sqft · $215/sqft · 356 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7305 SW 86TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7305 SW 86TH LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7305 SW 86TH LANE FAQs
What would the monthly payment be for 7305 SW 86TH LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,854/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7305 SW 86TH LANE?+
The most recent tax bill on record (2025) was $4,276. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $925,000, this home is listed about 209% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7305 SW 86TH LANE?+
Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTRAL CITY REALTY · Alberto Rodriguez. MLS #OM727677.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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