David Ramirez
$305,000$309,0002 bd2 ba1,706 sqft$179 /sqft$2,673 /mo all-in ↓

5770 N NW 21ST STREET, OCALA, FL, 34482

Active36 days on marketListed Jun 30, 2026MLS #OM727575

Reduced $4KSingle Family ResidenceOCALA PALMS

About this home

5770 N NW 21ST STREET

Price Improvement! Thoughtfully repositioned to $305,000, offering exceptional value in one of Ocala's most desirable active adult communities. Don't miss this opportunity to own a beautifully maintained home at an even better price, Move-In Ready Golf Course Home with Extensive Updates in Ocala Palms! Welcome to 5770 NW 21st Street, Ocala, FL, where quality, comfort, and peace of mind come together in one beautifully maintained home. Perfectly situated on the golf course, you’ll enjoy picturesque views, open green space, and the privacy that only this premium location can deliver. One of the greatest benefits of this home is that the major expenses have already been taken care of for you. Recent improvements include a new roof (July 2023), new central air conditioning system (August 2025), new water heater (June 2026), new carpeting (September 2023), new window blinds and curtains, new Whirlpool stainless steel kitchen appliances, new garbage disposal, and a new Whirlpool washer and dryer. The updates continue throughout the home with fresh interior and exterior paint, an epoxy-coated garage floor, widened driveway, beautiful river rock landscaping at the entrance, custom lanai roll-up shades, new lanai carpeting, storm door, programmable lighting, recessed LED lighting, updated switches, receptacles, cover plates, new backyard motion security lighting, brushed nickel bathroom fixtures, new faucets, showerheads, control valves, towel bars, accessories, and upgraded 4½-inch pine baseboards with freshly painted interior doors, trim, and updated door hardware. Inside, you’ll appreciate the bright, open floor plan that seamlessly connects the living room, kitchen, and dining area, creating the perfect space for entertaining or relaxing. The kitchen overlooks the living area, allowing you to enjoy conversations or watch television while preparing meals. The dining area is enhanced by a charming bay window that fills the space with natural light. The spacious primary suite features an elegant tray ceiling and offers plenty of room for a king-size bedroom set with additional furniture. Every room reflects the exceptional care this home has received—it’s truly neat as a pin and move-in ready. Located in the highly desirable Ocala Palms golf community, you’re just minutes from the clubhouse and an outstanding selection of amenities including an indoor heated pool, Olympic-style outdoor swimming pool, tennis courts, bocce ball, shuffleboard, fitness center, and an active social calendar. Convenience is unmatched with the World Equestrian Center only 1½ miles away. Shopping, dining, Publix, Walgreens, Gold’s Gym, and numerous restaurants are just outside the community entrance. Plus, you’re approximately 90 minutes from Orlando’s world-famous attractions including Disney World, Universal Orlando, SeaWorld, EPCOT, LEGOLAND Florida, and Orlando International Airport. If you’re looking for a meticulously maintained home where the costly updates have already been completed, exceptional golf course views, and an unbeatable location, this home deserves a place at the top of your must-see list. Schedule your private showing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,706

Sqft

0.22 ac

Lot size

2

Garage

2002

Year built

One

Levels

$179

Per sqft

55+ community

Inside

FlooringCarpet · Ceramic Tile
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Central Vacuum · High Ceilings · Primary Bedroom Main Floor · Split Bedroom · Tray Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorIrrigation System · Lighting · Rain Gutters · Sliding Doors

Community & fees

HOA fee$295/mo
Taxes (2025)$3,456/yr
PetsCats OK, Dogs OK, Number Limit
CommunityDeed Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,673 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,796
FHA mortgage insurance (est.)$135
Property tax — 2025 actual bill$288
HOA fee — from the listing$295
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,675Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,675
Interest rate6.00%
Loan term

Estimated payment

$2,673/mo

Principal & interest$1,796
FHA mortgage insurance (est.)$135
Property taxes (actual bill)$288
HOA / condo fee$295
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $305K
$216KedgeAI estimate $249,480 · range $225K$294K$317K

vs edgeAI estimate

+22.3%

$/sqft vs OCALA PALMS

$179 vs $173

Days on market

36 vs 49 typical

Where $179/sqft sits among the 10 homes for sale in OCALA PALMS

2
2
3 · this home
1
1
1
$147–159$159–171$171–183$183–196$196–208$208+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 5770 N NW 21ST STREET

Get to know Ocala. See the full Ocala guide →

OCALA 34482 — neighborhood snapshot

Population

21,824

Median age

52.1

Median income

$71,449

Median home value

$247,600

Avg household

2.28

Households w/ children

1,486

For the school run

Marion County School District

HighWest Port High School★★★★★
ElementaryCollege Park Elementary School★★★★
MiddleHoward Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

4 of 10

OCALA PALMS have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% above the OCALA 34482 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $305,000 $4K
Jun 30, 2026Listed at $309,000 · 36 days on market since
2002Built · OCALA PALMS

Reality check

What actually sold near 5770 N NW 21ST STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5306 NW 19TH PLACESold · Sep ’25

$344,500

5306 NW 19TH PLACE · same community

3 bd · 2 ba · 1,719 sqft · $200/sqft · 13 DOM

5146 NW 21ST LOOPSold · Mar ’26

$262,500

5146 NW 21ST LOOP · same community

3 bd · 2 ba · 1,725 sqft · $152/sqft · 54 DOM

2027 NW 50TH CIRCLESold · Jan ’26

$290,000

2027 NW 50TH CIRCLE · same community

3 bd · 2 ba · 1,687 sqft · $172/sqft · 28 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5770 N NW 21ST STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5770 N NW 21ST STREET — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

5770 N NW 21ST STREET FAQs

What would the monthly payment be for 5770 N NW 21ST STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,673/mo — principal and interest, the actual property-tax bill, the $295/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5770 N NW 21ST STREET?+

The association fee works out to $295 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5770 N NW 21ST STREET?+

The most recent tax bill on record (2025) was $3,456. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5770 N NW 21ST STREET?+

The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $305,000, this home is listed about 2% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5770 N NW 21ST STREET?+

West Port High School (high), College Park Elementary School (elementary), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PEGASUS REALTY & ASSOC INC · Jeffrey Wood. MLS #OM727575.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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