David Ramirez
$279,000$289,0003 bd2 ba1,934 sqft$144 /sqft$2,268 /mo all-in ↓

162 GUAVA TERRACE, OCKLAWAHA, FL, 32179

Active27 days on marketListed Jun 28, 2026MLS #OM727468

Reduced $10KSingle Family ResidenceSILVER SPGS SHORES

About this home

162 GUAVA TERRACE

$10,000 Price Reduction! Take advantage of this incredible opportunity to purchase this home at approximately $20,000 less than comparable new construction, while enjoying thousands of dollars in upgrades already in place including a fully fenced backyard, window treatments, and an extended covered rear patio. Discover the perfect blend of space, comfort, and location in this beautifully maintained 3 bedroom, 2 bathroom home nestled on the edge of Ocklawaha and Belleview. Offering a spacious and functional layout, this Marion County home features both a formal living room and a separate family room, providing the flexibility for entertaining, a home office, media room, or play area. The oversized bedrooms offer plenty of room for the entire family, while the spacious primary suite serves as a private retreat complete with a luxurious ensuite bathroom featuring a soaking tub, separate walk in shower, and generous vanity space. A two car garage provides additional storage and everyday convenience. Step outside to a large, fully fenced backyard that's perfect for pets, gardening, or hosting family and friends. The extended covered patio creates an exceptional outdoor living space where you can enjoy your morning coffee, weekend barbecues, or peaceful Florida evenings year round. Conveniently located just minutes from Lake Weir, you'll enjoy easy access to boating, fishing, and waterfront dining at Eaton's Beach Sandbar & Grill and Gator Joe's Beach Bar & Grill. Outdoor enthusiasts will appreciate being close to the Ocala National Forest, offering miles of hiking trails, crystal clear springs, kayaking, camping, ATV trails, and endless outdoor recreation. Commuting is simple with quick access to Ocala via Maricamp Road, placing shopping, dining, medical facilities, and everyday conveniences only minutes away. If you've been considering new construction, this home deserves a closer look. Enjoy the savings of a lower purchase price while avoiding the additional expense and hassle of installing fencing, purchasing window treatments, and expanding your outdoor living space. Those improvements are already complete, allowing you to move in and immediately enjoy everything this home has to offer. Whether you're searching for a spacious family home, a property with a large fenced yard, or a home near Lake Weir with convenient access to Belleview and Ocala, this property offers exceptional value, thoughtful upgrades, and an outstanding location. Schedule your private showing today before this opportunity is gone.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,934

Sqft

0.23 ac

Lot size

2

Garage

2022

Year built

One

Levels

$144

Per sqft

Negotiable

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorEating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Tray Ceiling(s) · Vaulted Ceiling(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral · Heat Pump
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorLighting · Private Yard

Community & fees

Taxes (2025)$4,103/yr

Utilities & systems

UtilitiesCable Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,268 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,642
FHA mortgage insurance (est.)$123
Property tax — 2025 actual bill$342
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,765Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,765
Interest rate6.00%
Loan term

Estimated payment

$2,268/mo

Principal & interest$1,642
FHA mortgage insurance (est.)$123
Property taxes (actual bill)$342
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $279K
$268KedgeAI estimate $288,239 · range $287K$291K$303K

vs edgeAI estimate

−3.2%

$/sqft vs SILVER SPGS SHORES

$144 vs $183

Days on market

27 vs 29 typical

Where $144/sqft sits among the 16 homes for sale in SILVER SPGS SHORES

5 · this home
3
5
0
1
2
$144–163$163–182$182–201$201–220$220–239$239+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocklawaha

Map of 162 GUAVA TERRACE

Get to know Ocklawaha. See the full Ocklawaha guide →

OCKLAWAHA 32179 — neighborhood snapshot

Population

9,051

Median age

46.8

Median income

$48,214

Median home value

$162,700

Avg household

2.38

Households w/ children

872

For the school run

Marion County School District

HighLake Weir High School★★★★
ElementaryEmerald Shores Elementary School★★★★
MiddleLake Weir Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocklawaha market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$250K$228K

Ocklawaha median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

8 of 16

SILVER SPGS SHORES have cut their price

Median sold price, Ocklawaha, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 697% above the OCKLAWAHA 32179 median. See the full Ocklawaha market guide →

Paper trail

This home's history

CurrentPrice reduced to $279,000 $10K
Jun 28, 2026Listed at $289,000 · 27 days on market since
2022Built · SILVER SPGS SHORES

Reality check

What actually sold near 162 GUAVA TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2 PINE COURSE TRAILSold · Feb ’26

$291,350

2 PINE COURSE TRAIL · same community

4 bd · 2 ba · 1,760 sqft · $166/sqft · 237 DOM

2 BROOK ROADSold · Jul ’25

$132,500

2 BROOK ROAD · same community

3 bd · 2 ba · 1,758 sqft · $75/sqft · 0 DOM

18 MALAUKA PLACE TRAILSold · Sep ’25

$279,000

18 MALAUKA PLACE TRAIL · same community

3 bd · 2 ba · 1,654 sqft · $169/sqft · 18 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 162 GUAVA TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 162 GUAVA TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

162 GUAVA TERRACE FAQs

What would the monthly payment be for 162 GUAVA TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,268/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 162 GUAVA TERRACE?+

The most recent tax bill on record (2025) was $4,103. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocklawaha?+

At $279,000, this home is listed about 4% above the Ocklawaha median of $268,000. The market section on this page shows how the area is trending.

Which schools are assigned to 162 GUAVA TERRACE?+

Lake Weir High School (high), Emerald Shores Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ASHLAR REALTY · Jacob Amburgey. MLS #OM727468.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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