13744 SE 40TH TERRACE, SUMMERFIELD, FL, 34491
Active30 days on marketListed Jun 25, 2026MLS #OM727375
About this home
13744 SE 40TH TERRACE
Welcome home to this beautifully designed new construction residence located in the desirable Belleview Heights neighborhood of Summerfield, Florida. Offering 3 spacious bedrooms and 2 full bathrooms, this thoughtfully designed home provides plenty of room to live, work, and entertain. Step inside to discover a formal living room and dedicated dining area, perfect for hosting family gatherings and special occasions. The heart of the home features an inviting kitchen that overlooks a comfortable family room, creating the ideal space for everyday living and entertaining. Whether you're preparing meals or enjoying time with loved ones, this open-concept design keeps everyone connected. The generous primary suite offers a peaceful retreat with dual walk-in closets and a private ensuite bath. Additional features include an indoor laundry room, a spacious guest bathroom, and well-appointed secondary bedrooms. Outside, you'll enjoy lovely front and back yards with plenty of space to relax, garden, or simply enjoy Florida's beautiful weather year-round. Conveniently located just minutes from Ocala, The Villages, shopping, dining, and Interstate 75, this home offers easy access to everything you need while maintaining the charm and comfort of a residential neighborhood. Don't miss this opportunity to make this stunning new home yours. Call today to schedule your private showing!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,936
Sqft
0.22 ac
Lot size
2
Garage
2026
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs BELLEVIEW HEIGHTS ESTATE
$1 vs $186
Days on market
30 vs 50 typical
Where $1/sqft sits among the 46 homes for sale in BELLEVIEW HEIGHTS ESTATE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$285K → $258K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
20 of 46
BELLEVIEW HEIGHTS ESTATE have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 13744 SE 40TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$330,000
3736 SE 137TH LANE · same community
4 bd · 3 ba · 2,057 sqft · $160/sqft · 35 DOM
Sold · Feb ’26$279,900
3775 SE 132ND PLACE · same community
4 bd · 2 ba · 1,747 sqft · $160/sqft · 106 DOM
Sold · Feb ’26$180,000
14981 SE 34TH TERRACE · same community
3 bd · 2.5 ba · 2,198 sqft · $82/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13744 SE 40TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13744 SE 40TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13744 SE 40TH TERRACE FAQs
What would the monthly payment be for 13744 SE 40TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 13744 SE 40TH TERRACE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $1,750, this home is listed about 99% below the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 13744 SE 40TH TERRACE?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREMIER REALTY. MLS #OM727375.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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