10618 SW 101ST LANE ROAD, OCALA, FL, 34481
Active40 days on marketListed Jun 26, 2026MLS #OM727370
About this home
10618 SW 101ST LANE ROAD
Experience elevated living in this exceptional new construction home offering 2 bedrooms, 2.5 bathrooms, a 2-car garage plus a dedicated golf cart garage, and an impressive 2,493 square feet of thoughtfully designed living space. Designed for both everyday comfort and effortless entertaining, the open-concept floor plan features a spacious Great Room that flows seamlessly into the inviting Breakfast Space and well-appointed kitchen. A private Den provides the perfect setting for a home office, library, or media room, while the versatile Flex Room with elegant French doors can easily serve as a hobby room, fitness space, or guest retreat. The luxurious owner's suite offers a peaceful escape, complemented by a generously sized secondary bedroom and an additional half bath for guests. A spacious Laundry Suite adds convenience with ample room for storage and organization. Every detail of the Magnolia model has been carefully considered, combining quality craftsmanship, modern finishes, and functional design to create a home that is both beautiful and practical. Located in the sought-after Long Leaf Ridge neighborhood within On Top of the World, this stunning new home offers the ideal blend of style, comfort, and low-maintenance living. Schedule your private tour today and discover everything the Magnolia model has to offer!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
2,493
Sqft
0.28 ac
Lot size
2
Garage
2026
Year built
One
Levels
$199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,820 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,820/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.8%
$/sqft vs ON TOP OF THE WORLD
$199 vs $148
Days on market
40 vs 49 typical
Where $199/sqft sits among the 237 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
113 of 237
ON TOP OF THE WORLD have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 115% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 10618 SW 101ST LANE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$420,000
10325 SW 105TH COURT · same community
3 bd · 3 ba · 2,536 sqft · $166/sqft · 11 DOM
Sold · Dec ’25$385,500
10324 SW 105TH COURT · same community
3 bd · 2.5 ba · 2,297 sqft · $168/sqft · 32 DOM
Sold · Dec ’25$398,500
9949 SW 106TH CIRCLE · same community
2 bd · 2 ba · 2,202 sqft · $181/sqft · 92 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10618 SW 101ST LANE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10618 SW 101ST LANE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10618 SW 101ST LANE ROAD FAQs
What would the monthly payment be for 10618 SW 101ST LANE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,820/mo — principal and interest, the actual property-tax bill, the $494/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10618 SW 101ST LANE ROAD?+
The association fee works out to $494 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10618 SW 101ST LANE ROAD?+
The most recent tax bill on record (2025) was $381. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10618 SW 101ST LANE ROAD?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $495,175, this home is listed about 66% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10618 SW 101ST LANE ROAD?+
Dunnellon High School (high), Dunnellon Elementary School (elementary), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ON TOP OF THE WORLD REAL EST · Jason Taflinger. MLS #OM727370.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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