14585 NE 149TH LANE, FORT MC COY, FL, 32134
Active43 days on marketListed Jun 25, 2026MLS #OM727356
About this home
14585 NE 149TH LANE
2024 Move-In Ready Home Near the Ocklawaha River 14585 NE 149 Lane, Fort McCoy, FL 32134 3 Bedrooms | 2 Bathrooms | 2024 | Fire Sprinkler System Welcome home to this beautifully maintained 2024-built residence, offering modern construction, low-maintenance living, and an outstanding location for enjoying everything North Central Florida has to offer. Whether you're a first-time homebuyer, looking to downsize, or searching for a smart investment opportunity, this home is ready to impress. The exterior is modest and easy to maintain, while the interior is clean, and move-in ready with a neutral color palette that provides the perfect canvas to make it your own. Durable vinyl flooring throughout offers both style and easy upkeep, and the thoughtfully designed floor plan features 3 bedrooms and 2 full bathrooms making excellent use of every square foot. Home is 100% accessible including wide doorways & hallway, bathroom features and cabinet design(currently no wheelchair ramp outside but could be added). The open-concept living area creates a comfortable space for relaxing or entertaining, while the kitchen flows seamlessly into the main living area for everyday convenience. The home's modern finishes, furnishings(inlcuded) and well-maintained condition allow you to move right in while adding your own personal touches over time. One of the home's standout features is the built-in fire sprinkler system, a valuable safety feature that may also help reduce homeowner's insurance costs. The property was deeded in 2024, adding to the appeal of this nearly new home. Outdoor enthusiasts will appreciate the location just minutes from Eureka East and Eureka West Recreation Areas, offering public boat ramps, fishing piers, swimming, and easy access to the beautiful Ocklawaha River. Conveniently located only 10 minutes from downtown Fort McCoy, you'll have quick access to grocery stores, restaurants, pharmacy, hardware, gas stations, and everyday necessities. Silver Springs is just a short drive away for shopping, Walmart, Lowe's, restaurants, and entertainment, while Ocala is only another 10 minutes beyond. Gainesville is approximately 50 minutes away. Nature lovers will appreciate being surrounded by the incredible recreation opportunities of the Ocala National Forest, with nearby Salt Springs, Silver Glen Springs, Juniper Springs, miles of hiking and horseback trails, kayaking, canoeing, fishing, hunting, and off-road adventures all within easy reach. Affordable, nearly new, and move-in ready, this home offers an excellent opportunity to enjoy the Florida lifestyle in a growing area. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
952
Sqft
0.18 ac
Lot size
2024
Year built
One
Levels
$141
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,016 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,016/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.2%
$/sqft vs Fort Mc Coy actives
$141 vs $206
Days on market
43 vs 42 typical
Where $141/sqft sits among the 58 Fort Mc Coy actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fort Mc Coy
Get to know Fort Mc Coy. See the full Fort Mc Coy guide →
FORT MC COY 32134 — neighborhood snapshot
Population
7,400
Median age
55
Median income
$46,429
Median home value
$145,500
Avg household
2.3
Households w/ children
570
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Mc Coy market
$240K → $125K
Fort Mc Coy median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
21 of 58
Fort Mc Coy actives have cut their price
Median sold price, Fort Mc Coy, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 144% above the FORT MC COY 32134 median. See the full Fort Mc Coy market guide →
Paper trail
This home's history
Reality check
What actually sold near 14585 NE 149TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$125,000
14865 NE 148TH COURT · same community
3 bd · 2 ba · 960 sqft · $130/sqft · 24 DOM
Sold · Jan ’26$54,000
15100 NE 151ST STREET
2 bd · 1 ba · 936 sqft · $58/sqft · 14 DOM
Sold · Aug ’26$65,000
14875 NE 155TH STREET
3 bd · 2 ba · 924 sqft · $70/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14585 NE 149TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14585 NE 149TH LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
14585 NE 149TH LANE FAQs
What would the monthly payment be for 14585 NE 149TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,016/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 14585 NE 149TH LANE?+
The most recent tax bill on record (2025) was $94. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fort Mc Coy?+
At $134,000, this home is listed about 26% below the Fort Mc Coy median of $181,500. The market section on this page shows how the area is trending.
Which schools are assigned to 14585 NE 149TH LANE?+
Fort McCoy School (elementary), North Marion High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ROUNTREE REALTY CORP. · Duke Rountree. MLS #OM727356.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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