David Ramirez
$425,0003 bd2 ba1,436 sqft$296 /sqft$3,075 /mo all-in ↓

4600 S LEWOODS DRIVE, HOMOSASSA, FL, 34448

Active31 days on marketListed Jul 6, 2026MLS #OM727354

Single Family ResidenceHOMOSASSA COMPANYS SUB

About this home

4600 S LEWOODS DRIVE

Welcome to your own private Florida retreat, where modern updates, outdoor living, and Old Florida charm come together on nearly half an acre in one of Homosassa's most desirable private waterfront communities. This beautifully updated 3-bedroom, 2-bath ranch-style home offers the perfect blend of comfort, functionality, and lifestyle. Inside, you'll find a bright, open-concept floor plan designed for both everyday living and entertaining. The stunning chef-inspired kitchen features an oversized granite island, custom solid hickory cabinetry, stainless steel appliances, stone countertops, abundant prep space, and a spacious dining area that's perfect for gathering with family and friends. Rich stained and stamped concrete flooring flows throughout the main living areas, while a versatile flex room provides endless possibilities as a home office, guest room, fitness space, or hobby room. Step outside and discover your own backyard oasis. Relax beneath the custom pergola, entertain at the outdoor bar and patio, gather around the fire pit under the stars, or simply enjoy the peaceful wooded surroundings. There's plenty of room for all your toys with a dedicated RV pad featuring full hookups, an attached two-car garage, additional carport, utility shed, and ample parking for boats, trailers, and recreational vehicles. This home has been thoughtfully upgraded with new Pella windows (2024), solar panels, multiple new mini-split A/C units, gutter guards, and numerous energy-efficient improvements that provide lasting comfort and savings. One of the standout features of this property is the private dock access, located just a short walk away. Launch your boat, kayak, or paddleboard with ease, spend your days fishing, or watch gentle manatees swim through the crystal-clear spring-fed waters. Exclusive community water access makes it easy to embrace the laid-back Florida lifestyle every day. Looking for an investment? This property is currently operating as a successful short-term rental and is booked on Airbnb and VRBO nearly every weekend, providing excellent cash-flow potential for investors or buyers looking to offset ownership costs while still enjoying the home themselves. Even more opportunity awaits, as the adjacent lot at 4626 S Flambeau Loop is also available for purchase, giving buyers the rare chance to expand their property, add additional privacy, build another home, or create the ultimate Homosassa retreat. Perfectly located just minutes from local marinas, waterfront restaurants, shopping, hiking trails, and the world-famous Homosassa Springs, you'll also enjoy convenient access to Tampa, Ocala, Orlando, and Florida's beautiful Nature Coast. Whether you're searching for a full-time residence, vacation getaway, income-producing investment property, or all three, this exceptional home offers an unmatched combination of lifestyle, location, and opportunity. Schedule your private showing today and experience everything this incredible Homosassa property brings!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,436

Sqft

0.45 ac

Lot size

2

Garage

1980

Year built

One

Levels

$296

Per sqft

FireplaceTrees/Woods viewNegotiablePets allowed

Inside

FlooringConcrete
AppliancesCooktop · Dishwasher · Electric Water Heater · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Solid Wood Cabinets · Stone Counters
LaundryInside
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · HardiPlank Type · Stone
FoundationSlab
ViewTrees/Woods
FacesNortheast
ParkingRV Carport
ExteriorAwning(s)

Community & fees

Taxes (2025)$2,700/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,075 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property tax — 2025 actual bill$225
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,875
Interest rate6.00%
Loan term

Estimated payment

$3,075/mo

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$225
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $425K
$408KedgeAI estimate $429,334 · range $425K$440K$457K

vs edgeAI estimate

−1%

$/sqft vs Homosassa actives

$296 vs $178

Days on market

31 vs 54 typical

Where $296/sqft sits among the 224 Homosassa actives

84
80
14
18
7 · this home
21
$123–165$165–207$207–248$248–290$290–332$332+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Homosassa

Map of 4600 S LEWOODS DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Homosassa. See the full Homosassa guide →

HOMOSASSA 34448 — neighborhood snapshot

Population

10,741

Median age

56

Median income

$47,526

Median home value

$166,000

Avg household

2.28

Households w/ children

866

For the school run

Citrus County School District

ElementaryRock Crusher Elementary School★★★★★
MiddleCrystal River Middle School★★★★
HighCrystal River High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Homosassa market

Seller’s marketLeans seller5.0 months of inventoryBuyer’s market

$314K$303K

Homosassa median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

111 of 224

Homosassa actives have cut their price

Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 85% above the HOMOSASSA 34448 median. See the full Homosassa market guide →

Paper trail

This home's history

Jul 6, 2026Listed at $425,000 · 31 days on market since
1980Built · HOMOSASSA COMPANYS SUB

Reality check

What actually sold near 4600 S LEWOODS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4287 S PURSLANE DRIVESold · Apr ’26

$550,000

4287 S PURSLANE DRIVE

3 bd · 2.5 ba · 1,449 sqft · $380/sqft · 186 DOM

4121 S ROOSEVELT POINTSold · Jul ’26

$532,000

4121 S ROOSEVELT POINT

3 bd · 2 ba · 1,499 sqft · $355/sqft · 136 DOM

9781 W HALLS RIVER ROADSold · May ’26

$540,000

9781 W HALLS RIVER ROAD

3 bd · 2.5 ba · 1,520 sqft · $355/sqft · 164 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4600 S LEWOODS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4600 S LEWOODS DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

4600 S LEWOODS DRIVE FAQs

What would the monthly payment be for 4600 S LEWOODS DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,075/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4600 S LEWOODS DRIVE?+

The most recent tax bill on record (2025) was $2,700. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4600 S LEWOODS DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Homosassa?+

At $425,000, this home is listed about 22% above the Homosassa median of $349,425. The market section on this page shows how the area is trending.

Which schools are assigned to 4600 S LEWOODS DRIVE?+

Rock Crusher Elementary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Rachel Roberts. MLS #OM727354.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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