9203 SE 118TH LOOP, SUMMERFIELD, FL, 34491
Active24 days on marketListed Jun 25, 2026MLS #OM727306
About this home
9203 SE 118TH LOOP
Welcome to Del Webb Spruce Creek Golf & Country Club, a gated 55+ community offering a peaceful setting with an active lifestyle, featuring a 2020 roof and an energy-efficient solar panel system with 13 panels on the east side and 16 panels on the south side of the home. Conveniently located near The Villages, Belleview, and Ocala, this Citation model is ideally situated near the back gate on C25 for easy access. This desirable split-bedroom floor plan features 2 bedrooms, 2 bathrooms, and a versatile den/flex room with French doors—perfect for an office, hobby room, or guest space. The open living area features tile entry, carpeting floors, and a triple sliding glass door that opens to the screened lanai, creating the perfect indoor-outdoor Florida lifestyle. The kitchen and dining areas are designed for easy entertaining, while the primary suite offers a double vanity, walk-in shower, private water closet, and spacious walk-in closet. Enjoy relaxing mornings or evenings on the screened lanai with painted concrete flooring. Del Webb Spruce Creek offers an incredible array of amenities including indoor and outdoor pools, fitness center, golf, tennis, pickleball, shuffleboard, walking trails, clubhouse dining, and countless clubs and activities. Best of all—NO CDD! This home combines comfort, convenience, energy efficiency, and an exceptional lifestyle in one of Summerfield’s most sought-after communities. Includes a transferable home warranty.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,721
Sqft
0.14 ac
Lot size
2
Garage
2006
Year built
One
Levels
$185
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,597 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,597/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.2%
$/sqft vs Summerfield actives
$185 vs $190
Days on market
24 vs 50 typical
Where $185/sqft sits among the 357 Summerfield actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$285K → $258K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
162 of 357
Summerfield actives have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 9203 SE 118TH LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$315,000
8621 SE 133RD STREET
3 bd · 2 ba · 1,720 sqft · $183/sqft · 42 DOM
Sold · Jul ’26$319,900
8623 SE 132ND LANE
3 bd · 2 ba · 1,720 sqft · $186/sqft · 11 DOM
Sold · Jan ’26$328,500
8642 SE 132ND STREET
3 bd · 2 ba · 1,720 sqft · $191/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9203 SE 118TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9203 SE 118TH LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9203 SE 118TH LOOP FAQs
What would the monthly payment be for 9203 SE 118TH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,597/mo — principal and interest, the actual property-tax bill, the $214/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9203 SE 118TH LOOP?+
The association fee works out to $214 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9203 SE 118TH LOOP?+
The most recent tax bill on record (2025) was $2,445. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9203 SE 118TH LOOP?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $319,000, this home is listed about 10% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 9203 SE 118TH LOOP?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Rene Bartum. MLS #OM727306.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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