12450 NW 85TH AVENUE, CHIEFLAND, FL, 32626
Active36 days on marketListed Jul 1, 2026MLS #OM727298
About this home
12450 NW 85TH AVENUE
Virtually Staged. This is the kind of 5-acre setup that does not come around often. Sitting on a fully fenced 5.04-acre corner lot in Chiefland, this solid concrete block 3 bedroom, 2 bath home offers space, privacy, major updates, and outbuildings that give you room for just about everything. Recent improvements include a newer metal roof, new HVAC, new water heater, new LVP and carpet, and new stainless steel kitchen appliances. Inside, the home has a clean, move-in-ready feel with fresh flooring, neutral finishes, a spacious main living area, and a kitchen that opens naturally into the dining/living space. Outside is where this property really shines. Two 30x30 garages with electric, giving you excellent space for vehicles, tools, equipment, hobbies, storage, or a workshop. One garage has a full bathroom, while the second has a half bath already started. The property is also set up with newer kennel runs, a fenced pasture for horses or livestock, a chicken coop, pump house, carport, and a back shed with a double sink and floor drain that would be perfect for cleaning fish, processing game, gardening projects, or extra workspace. With all-new perimeter fencing around the full 5 acres, there is plenty of room for animals, trailers, boats, equipment, gardens, or simply enjoying the extra space. Located in the heart of Florida’s Nature Coast, you are close to Manatee Springs State Park, the Suwannee River, Cedar Key, and everyday conveniences in Chiefland, with Gainesville and Ocala both within an easy drive. Whether you are looking for a mini farm, space for horses, a place to keep your dogs, a workshop setup, or just a quiet property with room to spread out, this one is already set up and ready for its next owner. Schedule a tour today!!!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,056
Sqft
5.04 ac
Lot size
8
Garage
1992
Year built
One
Levels
$346
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,765 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,765/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Chiefland actives
$346 vs $215
Days on market
36 vs 43 typical
Where $346/sqft sits among the 37 Chiefland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Chiefland
Get to know Chiefland. See the full Chiefland guide →
CHIEFLAND 32626 — neighborhood snapshot
Population
8,994
Median age
46.3
Median income
$49,643
Median home value
$160,900
Avg household
2.43
Households w/ children
898
The numbers that matter
The Chiefland market
$270K → $330K
Chiefland median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
24 of 37
Chiefland actives have cut their price
Median sold price, Chiefland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 83% above the CHIEFLAND 32626 median. See the full Chiefland market guide →
Paper trail
This home's history
Reality check
What actually sold near 12450 NW 85TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$215,000
12290 NW 85TH AVENUE · same community
2 bd · 2 ba · 1,188 sqft · $181/sqft · 61 DOM
Sold · Dec ’25$220,000
11731 NW 78TH TERRACE · same community
3 bd · 1 ba · 1,344 sqft · $164/sqft · 93 DOM
Sold · Oct ’25$145,000
11933 NW 80TH COURT
3 bd · 1 ba · 1,092 sqft · $133/sqft · 252 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12450 NW 85TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12450 NW 85TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12450 NW 85TH AVENUE FAQs
What would the monthly payment be for 12450 NW 85TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,765/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12450 NW 85TH AVENUE?+
The most recent tax bill on record (2025) was $3,536. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Chiefland?+
At $365,000, this home is listed about 7% above the Chiefland median of $339,900. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER LLC - OCALA · Sabrina Salt. MLS #OM727298.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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