20315 THE GRANADA, DUNNELLON, FL, 34432
Active31 days on marketListed Jun 23, 2026MLS #OM727245
About this home
20315 THE GRANADA
Walk to Rainbow River from This Charming Dunnellon Cottage on Over ½ Acre Experience the charm of Old Florida living just moments from the crystal-clear waters of the Rainbow River. Situated on over half an acre of beautifully maintained, fully fenced property, this unique Dunnellon retreat offers a rare combination of privacy, space, character, and location. Enjoy a short walk to neighborhood river access where you can spend your days kayaking, paddleboarding, swimming, tubing, or simply soaking in the natural beauty that makes Dunnellon one of Florida's hidden gems. With nearby kayak and paddleboard rentals, outdoor adventure is always within reach. This lovingly maintained 2-bedroom, 1-bath cottage is ready to be enjoyed from day one. Full of warmth and character, it offers the kind of charm that's becoming increasingly difficult to find. The expansive fenced property provides room for pets, gardening, entertaining, recreational vehicles, or simply enjoying your own private slice of paradise. Whether you're searching for a full-time residence, seasonal getaway, or a peaceful river retreat, you'll appreciate the unique blend of tranquility and convenience this property provides. Just minutes from historic downtown Dunnellon, local restaurants, parks, and river activities, this is more than a home—it's a lifestyle. Properties like this are becoming increasingly rare, offering the character and charm of historic Dunnellon combined with the outdoor lifestyle that has made the Rainbow River area one of Florida's most sought-after destinations. Come discover why so many people fall in love with Rainbow River living.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
806
Sqft
0.56 ac
Lot size
1927
Year built
One
Levels
$341
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,023 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,023/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Dunnellon actives
$341 vs $185
Days on market
31 vs 43 typical
Where $341/sqft sits among the 400 Dunnellon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $270K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
190 of 400
Dunnellon actives have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the DUNNELLON 34432 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 20315 THE GRANADA
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,850,000
9075 SW 190TH AVENUE ROAD · same community
4 bd · 2.5 ba · 3,256 sqft · $568/sqft · 20 DOM
Sold · Mar ’26$88,000
11851 ILLINOIS STREET
2 bd · 1 ba · 945 sqft · $93/sqft · 4 DOM
Sold · Mar ’26$278,350
20800 RIVER DRIVE UNIT A34
2 bd · 1.5 ba · 966 sqft · $288/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20315 THE GRANADA — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20315 THE GRANADA — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
20315 THE GRANADA FAQs
What would the monthly payment be for 20315 THE GRANADA?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,023/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20315 THE GRANADA?+
The most recent tax bill on record (2025) was $1,465. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunnellon?+
At $275,000, this home is listed about 8% below the Dunnellon median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 20315 THE GRANADA?+
Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WEICHERT REALTORS HALLMARK PROPERTIES · Katie Carroll. MLS #OM727245.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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