7145 SW 181ST AVENUE, DUNNELLON, FL, 34432
Pending44 days on marketListed Jun 23, 2026MLS #OM727242
About this home
7145 SW 181ST AVENUE
See Reltor Remarks: Welcome home to this beautifully maintained 2,299 sq. ft. residence nestled on a 1.26-acre cul-de-sac lot in the desirable Forest of Rainbow Springs community. Built in 2006, this spacious home offers an impressive grand entrance and a thoughtfully designed split-bedroom floor plan perfect for both everyday living and entertaining. Step inside to find tile flooring throughout the main living areas, a formal dining room, and a spacious family room filled with natural light. The well-appointed eat-in kitchen features Corian countertops, a center island, pantry, stainless steel appliances, and plenty of cabinet and counter space for the home chef. A versatile home office with double French doors and a closet provides the perfect work-from-home space and could easily serve as a fourth bedroom. The indoor laundry room includes a utility sink for added convenience. The primary suite offers access to the rear lanai, dual walk-in closets, and an ensuite bath complete with a garden tub, separate shower, and dual vanities. Two guest bedrooms are situated on the opposite side of the home and share a guest bathroom with a tub/shower combination and direct lanai access, ideal for future pool plans. Outside, enjoy the peaceful setting from the covered lanai overlooking your expansive property. Additional features include a three-car garage, a 12' x 16' shed with electricity, well and septic, and a new HVAC system installed in 2022, water heater 2019. Located in the sought-after Forest of Rainbow Springs, residents enjoy exclusive access to a private Rainbow River park with swimming, kayaking, canoeing, and picnic areas, plus a wide range of community amenities including a pool, clubhouse, fitness center, tennis and pickleball courts. With an annual HOA fee of only about $250, homeowners can enjoy a resort-style lifestyle and private river access at an exceptional value. This exceptional property combines privacy, space, and comfort in one of the area's most desirable neighborhoods.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,299
Sqft
1.26 ac
Lot size
3
Garage
2006
Year built
One
Levels
$204
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,476 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,476/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+30%
$/sqft vs Dunnellon actives
$204 vs $185
Days on market
44 vs 39 typical
Where $204/sqft sits among the 400 Dunnellon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
176 of 400
Dunnellon actives have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 116% above the DUNNELLON 34432 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 7145 SW 181ST AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$555,500
18417 SW 66TH LOOP · same community
3 bd · 2 ba · 2,181 sqft · $255/sqft · 140 DOM
Sold · Jun ’26$300,000
8130 SW 215TH TERRACE · same community
3 bd · 2 ba · 2,427 sqft · $124/sqft · 190 DOM
Sold · Jul ’26$475,000
7974 SW 181ST CIRCLE · same community
4 bd · 2 ba · 2,604 sqft · $182/sqft · 120 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7145 SW 181ST AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7145 SW 181ST AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7145 SW 181ST AVENUE FAQs
What would the monthly payment be for 7145 SW 181ST AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,476/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7145 SW 181ST AVENUE?+
The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7145 SW 181ST AVENUE?+
The most recent tax bill on record (2025) was $3,918. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7145 SW 181ST AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $469,000, this home is listed about 56% above the Dunnellon median of $299,995. The market section on this page shows how the area is trending.
Which schools are assigned to 7145 SW 181ST AVENUE?+
Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM727242.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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