405 S CAMELLIA AVENUE, CRYSTAL RIVER, FL, 34429
Active42 days on marketListed Jun 23, 2026MLS #OM727239
About this home
405 S CAMELLIA AVENUE
Embrace the charm of Old Florida living! If you're looking for quick access to the salt flats, the Gulf of Mexico, the Crystal River, and the Homosassa River, this property deserves a closer look. Enjoy endless opportunities for boating, fishing, snorkeling, kayaking, and exploring Florida's beautiful Nature Coast just a short distance from this home. Bring your vision and personal style to update this home and make it your own. The adjoining buildable lot, complete with a double carport, offers exceptional flexibility and endless possibilities. Keep it for added privacy and elbow room, build a second home for family, create an income-producing property, or design the perfect coastal retreat. Conveniently located near shopping, dining, and everyday amenities, this property also offers easy access to the Suncoast Parkway, providing a quick commute to Tampa, Tampa International Airport, and all the attractions of Florida's Gulf Coast. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this property offers the ideal combination of location, lifestyle, and potential. Close
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,246
Sqft
0.5 ac
Lot size
1
Garage
1968
Year built
One
Levels
$151
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,403 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,403/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Crystal River actives
$151 vs $219
Days on market
42 vs 53 typical
Where $151/sqft sits among the 141 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34429 — neighborhood snapshot
Population
9,494
Median age
63.7
Median income
$57,716
Median home value
$220,300
Avg household
2.14
Households w/ children
490
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $325K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
70 of 141
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% below the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 405 S CAMELLIA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$183,000
455 S CAMELLIA AVENUE · same community
2 bd · 2 ba · 1,119 sqft · $164/sqft · 27 DOM
Sold · Jun ’26$199,900
9205 W JASMINE LANE · same community
3 bd · 1 ba · 1,036 sqft · $193/sqft · 24 DOM
Sold · Nov ’25$100,000
765 N RHYME POINT
3 bd · 2 ba · 1,288 sqft · $78/sqft · 67 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 405 S CAMELLIA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 405 S CAMELLIA AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
405 S CAMELLIA AVENUE FAQs
What would the monthly payment be for 405 S CAMELLIA AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,403/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 405 S CAMELLIA AVENUE?+
The most recent tax bill on record (2025) was $642. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal River?+
At $187,900, this home is listed about 40% below the Crystal River median of $314,950. The market section on this page shows how the area is trending.
Which schools are assigned to 405 S CAMELLIA AVENUE?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TOP PERFORMANCE REAL EST. CONS · Debbie Rector. MLS #OM727239.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Crystal River homes, in your inbox
Like 405 S CAMELLIA AVENUE but not quite? A daily digest of every new listing in Crystal River — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →