
7705 SW 186 AVENUE, DUNNELLON, FL, 34432
Pending36 days on marketListed Jun 29, 2026MLS #OM727171
About this home
7705 SW 186 AVENUE
One-of-a-kind estate offering exceptional space, character and versatility. Tucked away at the end of a quiet cul-de-sac on 2.36 private acres in The Forest of Rainbow Springs, this custom-built residence offers nearly 5,700 square feet of living space designed for accessibility, flexibility and comfort. Thoughtfully created with barrier-free functionality, the home is handicap accessible and adaptable to a variety of lifestyles and future needs. The expansive floor plan features two primary suites, a full library and an oversized office complete with extensive built-in workstations, filing cabinets and storage. An interior efficiency apartment provides additional flexibility for guests, extended family or live-in assistance. With multiple living areas and private spaces, the home is ideally suited for multi-generational living, a home-based business or a private retreat. Designed for entertaining and culinary pursuits, the galley kitchen features two commercial-grade Sub-Zero refrigerators, double built-in ovens, two butler pantries and abundant storage and preparation space. Numerous built-ins, cabinetry, cupboards and storage systems throughout the home will remain, offering exceptional organization and functionality. Recent improvements include a new roof for the home and storage buildings in 2025, all new windows with interior custom casements and fresh exterior paint. two newer HVAC systems, two new water heaters, a newer water conditioning system, newer garbage disposal, new washer and dryer, and several newer appliances. The home also includes two built-in safes for secure storage. The oversized 29-by-31-foot garage offers generous storage and is complemented by an attached air-conditioned workshop. Two detached storage buildings with electricity and roll-up doors provide additional space for equipment, hobbies, projects or business operations. Additional features include two electrical panels, a Generac 20-kilowatt whole-house generator supported by a 250-gallon underground propane tank and a dual-system climate control setup. One HVAC system includes an Aquafer system that converts hot steam into hot water. Surrounded by mature trees, established landscaping and abundant wildlife, the property offers exceptional privacy and a peaceful natural setting. Whether envisioned as a multi-generational residence, creative studio, private business headquarters or personal retreat, the possibilities are extensive. Residents of The Forest of Rainbow Springs enjoy an impressive collection of amenities with a low annual homeowners association fee, including a clubhouse, community pool, pickleball courts, tennis courts, basketball court, bocce ball, driving range, restaurant, disc golf course and recreational trails. The community also offers access to a private three-acre river park approximately 1,500 feet by kayak or canoe from the headwaters of Rainbow Springs State Park. Amenities include a private swimming area, kayak launch, pavilions, barbecue grills, restrooms, outdoor showers and on-site security. Conveniently adjacent to Juliette Falls Golf Club and within easy reach of Ocala, Gainesville, Tampa and Orlando, this distinctive property combines privacy, functionality, extensive updates and exceptional community amenities in one remarkable offering.
Facts & features
The home at a glance
3
Bedrooms
4.5
Bathrooms
5,693
Sqft
2.36 ac
Lot size
2
Garage
1993
Year built
One
Levels
$115
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,329 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,329/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Dunnellon actives
$115 vs $185
Days on market
36 vs 40 typical
Where $115/sqft sits among the 400 Dunnellon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
192 of 400
Dunnellon actives have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 191% above the DUNNELLON 34432 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 7705 SW 186 AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,850,000
9075 SW 190TH AVENUE ROAD
4 bd · 2.5 ba · 3,256 sqft · $568/sqft · 20 DOM
Sold · Apr ’26$565,000
8209 SW 196TH COURT ROAD
3 bd · 3 ba · 3,038 sqft · $186/sqft · 41 DOM
Sold · Feb ’26$365,000
8869 SW 194TH COURT
3 bd · 2 ba · 2,856 sqft · $128/sqft · 304 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7705 SW 186 AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7705 SW 186 AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7705 SW 186 AVENUE FAQs
What would the monthly payment be for 7705 SW 186 AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,329/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7705 SW 186 AVENUE?+
The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7705 SW 186 AVENUE?+
The most recent tax bill on record (2025) was $16,417. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7705 SW 186 AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $655,000, this home is listed about 118% above the Dunnellon median of $299,990. The market section on this page shows how the area is trending.
Which schools are assigned to 7705 SW 186 AVENUE?+
Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Angela Rose. MLS #OM727171.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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