21 SPRING LOOP CIRCLE, OCALA, FL, 34472
Active17 days on marketListed Jun 29, 2026MLS #OM727160
About this home
21 SPRING LOOP CIRCLE
Virtually Staged. Fantastic opportunity to own an affordable home with some updates already completed! This 2-bedroom, 1-bath layout features low-maintenance tile flooring throughout the main living areas, complemented by durable wood flooring in both bedrooms—no carpet here! The heart of the home features an updated kitchen complete with newer cabinetry, offering a fresh modern touch. You will also enjoy peace of mind and energy efficiency thanks to updated replacement windows throughout the home. While the property could use a little TLC to make it truly shine, it is priced perfectly for first-time buyers, downsizers, or savvy investors looking to add their personal touch and build quick equity. Don't miss out on this incredible value—schedule your private tour today!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
953
Sqft
0.14 ac
Lot size
1
Garage
1983
Year built
One
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,523 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,523/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.3%
$/sqft vs SILVER SPRINGS SHORES
$194 vs $200
Days on market
17 vs 43 typical
Where $194/sqft sits among the 34 homes for sale in SILVER SPRINGS SHORES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34472 — neighborhood snapshot
Population
34,665
Median age
40.1
Median income
$61,635
Median home value
$185,900
Avg household
2.67
Households w/ children
3,980
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
10 of 34
SILVER SPRINGS SHORES have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the OCALA 34472 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 21 SPRING LOOP CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$212,000
42 SEQUOIA LOOP COURT · same community
3 bd · 2 ba · 1,003 sqft · $211/sqft · 40 DOM
Sold · Feb ’26$239,900
14 JUNIPER PASS TERRACE · same community
3 bd · 2 ba · 1,138 sqft · $211/sqft · 19 DOM
Sold · Dec ’25$180,000
35 PALM ROAD · same community
3 bd · 2 ba · 1,248 sqft · $144/sqft · 131 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 21 SPRING LOOP CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21 SPRING LOOP CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
21 SPRING LOOP CIRCLE FAQs
What would the monthly payment be for 21 SPRING LOOP CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,523/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 21 SPRING LOOP CIRCLE?+
The most recent tax bill on record (2025) was $2,313. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 21 SPRING LOOP CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $184,875, this home is listed about 38% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 21 SPRING LOOP CIRCLE?+
Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NEXT GENERATION REALTY OF MARION COUNTY · Dan Colofranson, PA. MLS #OM727160.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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