David Ramirez

LOTS 8,9,15 00 ADAMS BEACH ROAD, PERRY, FL, 32348

Active44 days on marketListed Jun 23, 2026MLS #OM727146

Priced 46% below the PERRY 32348 medianISLE/PALMS

About this home

LOTS 8,9,15 00 ADAMS BEACH ROAD

Discover an outstanding opportunity to own 15± acres of wooded recreational and investment land in Taylor County, Florida, located within the Isle of Palms Subdivision near the Gulf Coast community of Steinhatchee. This unique property consists of three separate 5-acre lots subject to survey, offering flexibility for future ownership plans, recreational use, or long-term investment potential. The property showcases a diverse natural landscape that is characteristic of Florida's Gulf Coast. A beautiful mixture of longleaf pines, live oak hammock, grass flats, and palmetto flat creates exceptional wildlife habitat while providing the natural beauty that outdoor enthusiasts seek. The varied terrain supports a wide range of native wildlife and offers excellent opportunities for nature observation, hunting, and outdoor recreation. One of the property's notable features is its accessibility. The parcel benefits from legal access on two sides, providing multiple points of entry and enhancing usability. Approximately 2.58 acres of road frontage lie outside the designated wetlands, offering potential areas that may be suitable for future improvements, subject to all local regulations, permitting requirements, and environmental considerations. The property is located within Flood Zone AE, and buyers are encouraged to conduct their own due diligence regarding floodplain regulations, building requirements, and development opportunities. For those who enjoy life on the water, the location is particularly attractive. The property is situated approximately three-quarters of a mile from direct access to the Gulf of America. Several public boat ramps are conveniently located nearby, making it easy to launch a vessel and enjoy everything this renowned section of Florida's Gulf Coast has to offer. The nearby fishing village of Steinhatchee is widely recognized as one of Florida's premier destinations for both inshore and offshore fishing. Anglers can pursue redfish, trout, flounder, grouper, scallops, and a variety of other sought-after species throughout the year. The region's extensive seagrass flats, coastal estuaries and clear water attracts travelers year after year. Beyond its recreational appeal, this property offers the privacy and natural setting that many buyers seek when looking for a Florida land investment. The combination of wooded acreage, diverse habitat types, proximity to the Gulf, and access to nearby amenities creates a property that can serve a variety of purposes. Whether you're searching for a recreational retreat, hunting property, future homesite opportunities, or a long-term land investment in one of Florida's most desirable coastal regions, this acreage deserves serious consideration. Taylor County continues to attract buyers looking for large tracts of land near the Gulf Coast while maintaining convenient access to local services and outdoor recreation. The property's location allows owners to enjoy the area's natural resources while remaining just minutes from the restaurants, marinas, and conveniences available in nearby Steinhatchee. All buyers should independently verify zoning, permitted uses, flood zone requirements, wetland boundaries, building suitability, and development potential with the appropriate governmental agencies. All building and planning considerations should be confirmed through Taylor County Planning and Zoning prior to purchase or development.

Facts & features

The home at a glance

15 ac

Lot size

Pets allowed

Inside

Outside & construction

Community & fees

Taxes (2025)$503/yr
PetsYes

Utilities & systems

UtilitiesElectrical Nearby
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$677 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$442
FHA mortgage insurance (est.)$33
Property tax — 2025 actual bill$42
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,625Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $2,625
Interest rate6.00%
Loan term

Estimated payment

$677/mo

Principal & interest$442
FHA mortgage insurance (est.)$33
Property taxes (actual bill)$42
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Perry

Map of LOTS 8,9,15 00 ADAMS BEACH ROAD

Get to know Perry. See the full Perry guide →

PERRY 32348 — neighborhood snapshot

Population

12,498

Median age

42.5

Median income

$48,343

Median home value

$96,300

Avg household

2.48

Households w/ children

1,165

For the school run

Taylor County School District

ElementaryTaylor County Primary School
MiddleTaylor County Middle School★★★★
ElementaryTaylor County Elementary School★★★★
HighTaylor County High School★★★★★
ElementarySteinhatchee School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Perry market

Seller’s marketLeans buyer36.0 months of inventoryBuyer’s market

$103K$298K

Perry median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

Median sold price, Perry, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 46% below the PERRY 32348 median. See the full Perry market guide →

Paper trail

This home's history

Jun 23, 2026Listed at $75,000 · 44 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about LOTS 8 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for LOTS 8 — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

LOTS 8 FAQs

What would the monthly payment be for LOTS 8,9,15 00 ADAMS BEACH ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $677/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on LOTS 8,9,15 00 ADAMS BEACH ROAD?+

The most recent tax bill on record (2025) was $503. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at LOTS 8,9,15 00 ADAMS BEACH ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Perry?+

At $75,000, this home is listed about 78% below the Perry median of $347,000. The market section on this page shows how the area is trending.

Which schools are assigned to LOTS 8,9,15 00 ADAMS BEACH ROAD?+

Taylor County Primary School (elementary), Taylor County Middle School (middle), Taylor County Elementary School (elementary), Taylor County High School (high), Steinhatchee School (elementary) — Taylor County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of WHITETAIL PROPERTIES REAL ESTATE · Thomas Lado. MLS #OM727146.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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