David Ramirez
$182,0002 bd2 ba1,320 sqft$138 /sqft$1,720 /mo all-in ↓

10280 SW 62ND TERRACE ROAD, OCALA, FL, 34476

Active41 days on marketListed Jun 24, 2026MLS #OM727129

Priced 37% below the OCALA 34476 medianSingle Family ResidenceCHERRYWOOD ESTATE

About this home

10280 SW 62ND TERRACE ROAD

Discover the space, comfort, style and value this beautifully refreshed Blue Jay model offers in the desirable 55+ community of Cherrywood. Offering 1,320 square feet, this 2-bedroom, 2-bath home features one of the largest 2-bedroom floor plans currently available in the community, along with major system updates already completed for added peace of mind. Step inside to a bright split-bedroom floor plan with no carpet, creating a clean low-maintenance living space. The spacious kitchen has been beautifully refreshed with newly painted cabinets, updated hardware, newer stainless steel appliances and abundant cabinet and countertop space, giving it a bright, modern feel that's perfect for preparing meals or entertaining family and friends. The adjoining dining and living areas provide an inviting space for everyday living and gathering with guests. Recent improvements include a 2018 roof, 2020 HVAC system and 2024 water heater, allowing the next owner to focus on enjoying their new home rather than replacing major components. The primary suite features an updated vanity and a generous walk-in closet, while the guest bedroom also includes its own walk-in closet, providing excellent storage throughout the home. Start your mornings in the Florida room with a cup of coffee or unwind on the private paved patio while enjoying Florida's beautiful weather. Whether you're relaxing at home or entertaining friends, this home offers comfort, functionality and room to make it your own. Cherrywood residents enjoy an active lifestyle with a clubhouse, swimming pool and a variety of social activities, all conveniently located just minutes from the new Publix, restaurants, medical facilities, I-75 and the future BJ's Wholesale Club. With its freshly updated kitchen, spacious floor plan, major mechanical updates already completed and desirable location, this home is truly move-in ready while still offering opportunities to personalize it over time. Schedule your private showing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,320

Sqft

0.23 ac

Lot size

2

Garage

1996

Year built

One

Levels

$138

Per sqft

FireplacePartially55+ community

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedPartially

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesEast
ExteriorFrench Doors · Rain Gutters

Community & fees

HOA fee$328/mo
Taxes (2025)$963/yr
PetsNumber Limit
CommunityClubhouse · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,720 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,071
FHA mortgage insurance (est.)$80
Property tax — 2025 actual bill$80
HOA fee — from the listing$328
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,370Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,370
Interest rate6.00%
Loan term

Estimated payment

$1,720/mo

Principal & interest$1,071
FHA mortgage insurance (est.)$80
Property taxes (actual bill)$80
HOA / condo fee$328
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $182K
$173KedgeAI estimate $194,496 · range $180K$212K$220K

vs edgeAI estimate

−6.4%

$/sqft vs CHERRYWOOD ESTATE

$138 vs $152

Days on market

41 vs 48 typical

Where $138/sqft sits among the 13 homes for sale in CHERRYWOOD ESTATE

2
3 · this home
4
2
1
1
$124–136$136–149$149–162$162–174$174–187$187+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 10280 SW 62ND TERRACE ROAD

Get to know Ocala. See the full Ocala guide →

OCALA 34476 — neighborhood snapshot

Population

26,397

Median age

56.1

Median income

$65,429

Median home value

$260,300

Avg household

2.21

Households w/ children

2,252

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
ElementaryMarion Oaks Elementary School★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

7 of 13

CHERRYWOOD ESTATE have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 37% below the OCALA 34476 median. See the full Ocala market guide →

Paper trail

This home's history

Jun 24, 2026Listed at $182,000 · 41 days on market since
1996Built · CHERRYWOOD ESTATE

Reality check

What actually sold near 10280 SW 62ND TERRACE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9896 SW 61ST COURTSold · Oct ’25

$179,800

9896 SW 61ST COURT · same community

2 bd · 2 ba · 1,320 sqft · $136/sqft · 84 DOM

10315 SW 62ND TERRACE ROADSold · Sep ’25

$180,000

10315 SW 62ND TERRACE ROAD · same community

3 bd · 2 ba · 1,305 sqft · $138/sqft · 133 DOM

5960 SW 98TH PLACESold · Apr ’26

$160,000

5960 SW 98TH PLACE · same community

2 bd · 2 ba · 1,357 sqft · $118/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10280 SW 62ND TERRACE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10280 SW 62ND TERRACE ROAD — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

10280 SW 62ND TERRACE ROAD FAQs

What would the monthly payment be for 10280 SW 62ND TERRACE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,720/mo — principal and interest, the actual property-tax bill, the $328/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10280 SW 62ND TERRACE ROAD?+

The association fee works out to $328 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10280 SW 62ND TERRACE ROAD?+

The most recent tax bill on record (2025) was $963. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10280 SW 62ND TERRACE ROAD?+

The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $182,000, this home is listed about 39% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10280 SW 62ND TERRACE ROAD?+

Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX ALLSTARS REALTY · Denise Bibeau. MLS #OM727129.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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