10119 SW 106TH CIRCLE, OCALA, FL, 34481
Active38 days on marketListed Jun 19, 2026MLS #OM727057
About this home
10119 SW 106TH CIRCLE
Unfurnished lease-to-own home available in the Longleaf Ridge neighborhood of On Top of the World, Ocala’s premier 55+ active adult community! Welcome to the brand-new Willem model, ideally situated on a desirable corner lot. This spacious home offers 3 bedrooms, 3 bathrooms, a versatile den/flex room, and an oversized 2-car garage, designed for both comfort and functionality. Inside, you’ll find luxury vinyl flooring throughout and an open-concept living area highlighted by an elegant tray ceiling. The gourmet kitchen is a chef’s dream, featuring an oversized quartz island, staggered cabinetry with crown molding, stylish tile backsplash, Whirlpool stainless steel appliances, under-cabinet lighting, and a large pantry. A separate dining area provides the perfect space for entertaining and gatherings. Sliding glass doors lead to a large screened-in lanai overlooking the backyard, ideal for enjoying Florida living year-round. This home includes two master suites, offering excellent flexibility and privacy for guests or multi-generational living. The primary suite features a tray ceiling, expansive walk-in closet, and a spa-inspired ensuite bath with dual quartz vanities, a zero-entry tiled shower with built-in bench, and linen storage. Residents enjoy access to resort-style amenities including golf, fitness centers, recreation facilities, clubs, and activities within this gated, golf cart-friendly community. Pet friendly. Lease is $2,800 per month plus utilities with a minimum 3-year lease and option to purchase during the lease term. Property ID: 44LLR8.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,536
Sqft
0.27 ac
Lot size
2
Garage
2025
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs ON TOP OF THE WORLD
$1 vs $149
Days on market
38 vs 43 typical
Where $1/sqft sits among the 252 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
115 of 252
ON TOP OF THE WORLD have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 10119 SW 106TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$420,000
10325 SW 105TH COURT · same community
3 bd · 3 ba · 2,536 sqft · $166/sqft · 11 DOM
Sold · Dec ’25$385,500
10324 SW 105TH COURT · same community
3 bd · 2.5 ba · 2,297 sqft · $168/sqft · 32 DOM
Sold · Dec ’25$398,500
9949 SW 106TH CIRCLE · same community
2 bd · 2 ba · 2,202 sqft · $181/sqft · 92 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10119 SW 106TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10119 SW 106TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10119 SW 106TH CIRCLE FAQs
What would the monthly payment be for 10119 SW 106TH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 10119 SW 106TH CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $2,800, this home is listed about 99% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10119 SW 106TH CIRCLE?+
Liberty Middle School (middle), West Port High School (high), Marion Oaks Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ON TOP OF THE WORLD REAL EST · Caterina Mignosa. MLS #OM727057.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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