8907 SW 84TH CIRCLE, OCALA, FL, 34481
Active32 days on marketListed Jun 19, 2026MLS #OM727024
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Upcoming open house
Sat, Jul 25
9:00 AM – 11:30 AM
About this home
8907 SW 84TH CIRCLE
Virtually Staged. Affordable luxury awaits in this move-in ready Ayreshire located in the sought-after Candler Hills neighborhood of On Top of the World. Nestled on an almost 1/3-acre corner lot at the entrance of a cul-de-sac, this 3-bedroom, 2-bath home offers both privacy and space in one of Ocala's premier 55+ communities. The thoughtfully designed split-bedroom floor plan features a spacious primary suite with two walk-in closets and an ensuite bath complete with dual vanities, a private water closet, and a large walk-in shower with built-in bench seating. The kitchen is equipped with solid oak cabinetry, solid surface countertops, and stainless steel appliances, providing both functionality and timeless appeal. Luxury vinyl plank flooring and crown molding throughout the main living areas add a refined touch, while plush carpeting in the bedrooms creates a warm and comfortable retreat. Major updates include a new roof (2024), HVAC system (2018), and water heater (2019), offering peace of mind for years to come. The oversized garage easily accommodates two vehicles plus a golf cart. Outside, the fully sodded and irrigated lawn, paver driveway, and expansive corner homesite provide excellent curb appeal. Residents of Candler Hills enjoy curbside mail delivery and waste collection, along with exclusive neighborhood amenities and full access to the extensive amenities of On Top of the World. Ocala's premier 55+ resort-style golf community offers golf cart access to shopping, dining, entertainment, banking, healthcare, and beauty services, creating a lifestyle that is both active and convenient.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,705
Sqft
0.31 ac
Lot size
2
Garage
2006
Year built
One
Levels
$170
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,765 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,765/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.7%
$/sqft vs CANDLER HILLS
$170 vs $230
Days on market
32 vs 43 typical
Where $170/sqft sits among the 26 homes for sale in CANDLER HILLS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
7 of 26
CANDLER HILLS have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 8907 SW 84TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$327,500
8555 SW 82ND TERRACE · same community
3 bd · 2 ba · 1,728 sqft · $190/sqft · 23 DOM
Sold · Jan ’26$324,900
8566 SW 83RD LOOP · same community
2 bd · 2 ba · 1,735 sqft · $187/sqft · 149 DOM
Sold · Dec ’25$302,000
8525 SW 86TH TERRACE · same community
3 bd · 2 ba · 1,948 sqft · $155/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8907 SW 84TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8907 SW 84TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8907 SW 84TH CIRCLE FAQs
What would the monthly payment be for 8907 SW 84TH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,765/mo — principal and interest, the actual property-tax bill, the $366/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8907 SW 84TH CIRCLE?+
The association fee works out to $366 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8907 SW 84TH CIRCLE?+
The most recent tax bill on record (2025) was $4,845. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8907 SW 84TH CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $289,900, this home is listed about 3% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8907 SW 84TH CIRCLE?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ON TOP OF THE WORLD REAL EST · Tammy Coughlin. MLS #OM727024.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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