David Ramirez
$209,9002 bd2 ba1,856 sqft$113 /sqft$2,099 /mo all-in ↓

8560 SW 90TH STREET UNIT E, OCALA, FL, 34481

Active34 days on marketListed Jun 19, 2026MLS #OM727013

Priced 10% below the OCALA 34481 medianVillaON TOP OF THE WORLD

Come see it

Upcoming open house

Fri, Jul 24

10:00 AM – 11:30 AM

About this home

8560 SW 90TH STREET UNIT E

Virtually Staged. Welcome to this beautifully updated Augusta Model, the largest villa floor plan available in On Top of the World! This spacious end-unit home offers 2 bedrooms, 2 bathrooms, a 2-car garage, and a versatile den, providing plenty of room for comfortable living. Step inside to discover brand-new tile flooring throughout, fresh interior paint, and the complete removal of popcorn ceilings for a clean, modern look. The expansive great room features soaring ceilings and a charming bay window that fills the space with natural light. The kitchen offers an eat-in dining area and opens to an extended enclosed lanai, creating additional living space perfect for relaxing, entertaining, or enjoying your morning coffee year-round. The generous primary suite includes his-and-hers closets, a double vanity, and ample space for a sitting area. The guest bedroom and bath provide privacy and comfort for visitors. Major updates provide peace of mind, including a 2021 roof, 2020 HVAC system, new double-pane windows (2024), and new tile flooring throughout the home (2024). Additional highlights include the extended enclosed lanai and spacious 2-car garage.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,856

Sqft

0 ac

Lot size

2

Garage

1989

Year built

One

Levels

$113

Per sqft

55+ community

Inside

FlooringTile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorIrrigation System · Sliding Doors

Community & fees

HOA fee$494/mo
Taxes (2025)$1,398/yr
PetsCats OK, Dogs OK
CommunityBuyer Approval Required · Clubhouse · Community Mailbox · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Golf · Park · Pool · Racquetball · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,099 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,236
FHA mortgage insurance (est.)$93
Property tax — 2025 actual bill$117
HOA fee — from the listing$494
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,347Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,347
Interest rate6.00%
Loan term

Estimated payment

$2,099/mo

Principal & interest$1,236
FHA mortgage insurance (est.)$93
Property taxes (actual bill)$117
HOA / condo fee$494
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $210K
$168KedgeAI estimate $179,245 · range $175K$194K$218K

vs edgeAI estimate

+17.1%

Days on market

34 vs 43 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside On Top Of The World

Map of 8560 SW 90TH STREET UNIT E inside its neighborhood boundary

Get to know Ocala. See the full Ocala guide →

On Top Of The World — neighborhood snapshot

Population

9,305

Median age

73

Median income

$51,446

Median home value

$222,633

Avg household

2

Households w/ children

77%

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
ElementaryHammett Bowen Junior Elementary School★★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% below the OCALA 34481 median. See the full Ocala market guide →

Paper trail

This home's history

Jun 19, 2026Listed at $209,900 · 34 days on market since
1989Built · ON TOP OF THE WORLD

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8560 SW 90TH STREET UNIT E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8560 SW 90TH STREET UNIT E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8560 SW 90TH STREET UNIT E FAQs

What would the monthly payment be for 8560 SW 90TH STREET UNIT E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,099/mo — principal and interest, the actual property-tax bill, the $494/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8560 SW 90TH STREET UNIT E?+

The association fee works out to $494 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8560 SW 90TH STREET UNIT E?+

The most recent tax bill on record (2025) was $1,398. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8560 SW 90TH STREET UNIT E?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $209,900, this home is listed about 30% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8560 SW 90TH STREET UNIT E?+

Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ON TOP OF THE WORLD REAL EST · Kathy Joshi. MLS #OM727013.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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