4479 MICHIGAN LANE, CLEARWATER, FL, 33762
Active46 days on marketListed Jun 19, 2026MLS #OM726990
About this home
4479 MICHIGAN LANE
SIGNIFICANT PRICE IMPROVEMENT. DON'T LET THIS ONE GET AWAY. Welcome to 4479 Michigan Lane in Clearwater, Florida! This well-maintained 2-bedroom, 1-bath home is located in a desirable 55+ active community and offers the ideal combination of comfort, convenience, and Florida lifestyle. Whether you're searching for a Florida retirement home, seasonal residence, winter getaway, or an affordable second home near Clearwater beaches, this property is an excellent opportunity. The home has been remodeled to have an open concept kitchen and it is on a cul de sac making its location so nice. Enjoy one of the community's best locations, just steps from the clubhouse, heated community pool, and shuffleboard courts. Residents enjoy an active social calendar featuring card games, community events, and opportunities to connect with neighbors. Major updates include a new roof (2020) and air conditioning system (2014), providing added value and peace of mind. Conveniently located just 10 minutes from St. Pete-Clearwater International Airport, this home offers easy access for seasonal residents and visitors. You'll also be close to award-winning Gulf beaches, shopping, dining, golf courses, medical facilities, entertainment, and both Clearwater and downtown St. Petersburg. Low-maintenance living, an active community, and an unbeatable location make this home an outstanding choice for full-time residents, or snowbirds looking to enjoy the Florida lifestyle year-round or seasonally. Motivated seller—bring your offers!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
822
Sqft
0.13 ac
Lot size
1
Garage
1972
Year built
One
Levels
$243
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,799 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,799/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−28.3%
$/sqft vs Clearwater actives
$243 vs $226
Days on market
46 vs 55 typical
Where $243/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33762 — neighborhood snapshot
Population
5,039
Median age
54
Median income
$91,024
Median home value
$332,000
Avg household
1.94
Households w/ children
420
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $350K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
223 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the CLEARWATER 33762 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 4479 MICHIGAN LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$150,000
4318 GREAT LAKES DRIVE N · same community
2 bd · 1 ba · 822 sqft · $182/sqft · 54 DOM
Sold · Aug ’25$205,000
4567 GREAT LAKES DRIVE S · same community
2 bd · 1 ba · 986 sqft · $208/sqft · 49 DOM
Sold · May ’26$230,000
4474 LAKE BOULEVARD · same community
2 bd · 2 ba · 1,149 sqft · $200/sqft · 78 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4479 MICHIGAN LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4479 MICHIGAN LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4479 MICHIGAN LANE FAQs
What would the monthly payment be for 4479 MICHIGAN LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,799/mo — principal and interest, the actual property-tax bill, the $305/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4479 MICHIGAN LANE?+
The association fee works out to $305 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4479 MICHIGAN LANE?+
The most recent tax bill on record (2025) was $822. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4479 MICHIGAN LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $199,900, this home is listed about 27% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4479 MICHIGAN LANE?+
High Point Elementary School (elementary), Pinellas Park High School (high), FitzGerald Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BERKSHIRE HATHAWAY HS FLORIDA · Sonya Nasser. MLS #OM726990.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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