140 BAY ROAD, OCKLAWAHA, FL, 32179
Active37 days on marketListed Jun 17, 2026MLS #OM726876
About this home
140 BAY ROAD
Charming 3-Bedroom Home with Workshop & Spacious Yard in Ocklawaha! Looking for the perfect place to call home? This charming 3-bedroom, 1.5-bath home offers approximately 1,800 square feet of functional space, combining comfortable country living with modern conveniences. The main living area features 1,232 square feet filled with natural light, creating a warm and inviting atmosphere you'll love coming home to. Ceiling fans throughout the living areas provide added comfort, while the newly installed high-efficiency heating and air conditioning system keeps the home comfortable year-round. Need extra space? This property includes a 193-square-foot workshop/shed complete with a workbench, shelving, and pegboards—perfect for hobbies, projects, or additional workspace. Above the workshop, you'll find an additional 152 square feet of loft storage, while the attached garage offers 224 square feet with extra shelving for even more storage and organization. Additional upgrades include a new deep-water well, a high-quality water filtration system, and the home is wired for Spectrum high-speed internet, making it easy to stay connected. Blinds and drapes are already in place, providing both comfort and privacy. Situated on a spacious lot with plenty of room to enjoy the outdoors, this home offers the peaceful charm of country living while remaining conveniently located near Ocala and The Villages, giving you easy access to shopping, dining, entertainment, and everyday conveniences. Best of all, there are no HOA restrictions, allowing you the freedom to enjoy your home without the limitations of a homeowners association. Clean, well-maintained, and offering an outstanding combination of space, functionality, and value, this inviting home is ready for its next residents. Don't miss your opportunity to make this Ocklawaha gem your next home!
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,232
Sqft
0.24 ac
Lot size
1
Garage
1994
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$171 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$171/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ocklawaha actives
$1 vs $187
Days on market
37 vs 29 typical
Where $1/sqft sits among the 131 Ocklawaha actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocklawaha
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocklawaha. See the full Ocklawaha guide →
OCKLAWAHA 32179 — neighborhood snapshot
Population
9,051
Median age
46.8
Median income
$48,214
Median home value
$162,700
Avg household
2.38
Households w/ children
872
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocklawaha market
$250K → $228K
Ocklawaha median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
49 of 131
Ocklawaha actives have cut their price
Median sold price, Ocklawaha, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 96% below the OCKLAWAHA 32179 median. See the full Ocklawaha market guide →
Paper trail
This home's history
Reality check
What actually sold near 140 BAY ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$216,000
5 GUAVA PASS
3 bd · 2 ba · 1,232 sqft · $175/sqft · 1 DOM
Sold · Jul ’25$400,000
13414 SE 124TH PLACE
2 bd · 1 ba · 1,288 sqft · $311/sqft · 196 DOM
Sold · Jul ’25$185,000
12075 SE 139TH AVENUE
3 bd · 2 ba · 1,294 sqft · $143/sqft · 91 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 140 BAY ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 140 BAY ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
140 BAY ROAD FAQs
What would the monthly payment be for 140 BAY ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $171/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 140 BAY ROAD?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocklawaha?+
At $1,495, this home is listed about 99% below the Ocklawaha median of $268,000. The market section on this page shows how the area is trending.
Which schools are assigned to 140 BAY ROAD?+
Lake Weir High School (high), Emerald Shores Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREMIER REALTY. MLS #OM726876.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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