3946 N LONGVALLEY ROAD, HERNANDO, FL, 34442
Active20 days on marketListed Jul 3, 2026MLS #OM726857
About this home
3946 N LONGVALLEY ROAD
Virtually Staged. Offering preferred lender incentives! Brand new construction in Fairview Estates of Citrus Hills: The 2026 Major Model Awaits! This home is perfectly situated off the street on 1.24 acres with a private backyard that backs up to a dry retention area. There are 4 bedrooms, 3 bathrooms with 2,478 sq' of living space. This bright and airy home is complete with enhanced neutral finishes that create continuity throughout the space and can accommodate any decor. Low maintenance luxury vinyl plank runs throughout the home - NO CARPET- and elegant marble-like tile in all bathrooms. The kitchen includes a stainless-steel Samsung appliance package, shaker style cabinetry with 42" uppers, dovetailed base cabinets, and everything on soft close! Quartz countertops provide a durable workspace with subway tile as a backsplash accent. The home offers a triple-split floor plan with a dedicated guest wing up front, Jack-and-Jill wing in the rear, and a secluded primary suite - including an extra storage closet, oversized walk-in closet, a luxurious shower, double vanity, and a toilet room. Bathrooms include quartz countertops, Moen fixtures, comfort height elongated toilets, privacy transom windows, and wall tiles up to the ceiling to give a sense of height and grandeur. There is also a dedicated laundry room off of the garage, with a walk-in pantry and extra cabinets for storage. Other features include LED disc lighting throughout, 9'4" ceiling height, and 5.25" tall baseboards. Outside you will find double paned windows, irrigation, and a covered lanai to enjoy the outdoor view of the woods behind with room for a pool. Home sits in flood zone X, with the low HOA fee of $82.50/year and includes a home warranty. There is NO social membership! Fairview Estates is a part of The Villages of Citrus Hills and is a tucked away gem! All homes come with acre lots, creating a sense of calm, with oak lined streets and a garden atmosphere. Located about 6 miles from the Shops at Black Diamond with restaurants, grocery stores, and shopping. The home is also 1.5 miles from the 47 mile Withlacoochee bike/walking trail! You'll fall in love with this home so schedule your showing today and be ready to submit your best offer!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,478
Sqft
1.24 ac
Lot size
2
Garage
2026
Year built
One
Levels
$193
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,233 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,233/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.6%
Days on market
20 vs 37 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$330K → $303K
Hernando median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 74% above the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3946 N LONGVALLEY ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3946 N LONGVALLEY ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3946 N LONGVALLEY ROAD FAQs
What would the monthly payment be for 3946 N LONGVALLEY ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,233/mo — principal and interest, the actual property-tax bill, the $7/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3946 N LONGVALLEY ROAD?+
The association fee works out to $7 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3946 N LONGVALLEY ROAD?+
The most recent tax bill on record (2025) was $408. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3946 N LONGVALLEY ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando?+
At $479,000, this home is listed about 29% above the Hernando median of $372,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3946 N LONGVALLEY ROAD?+
Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of LPT REALTY, LLC · Bradley Zaruba. MLS #OM726857.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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