16520 NE 42ND AVENUE, CITRA, FL, 32113
Active48 days on marketListed Jun 17, 2026MLS #OM726834
About this home
16520 NE 42ND AVENUE
NO HOA! Metal Roof (2021) & Brand-New AC! Welcome to peaceful country living in Citra! This spacious 4-bedroom, 2-bath home offers approximately 2,280 square feet of comfortable living space and sits on a private, fully fenced lot of nearly an acre. The thoughtfully designed split-bedroom floor plan features formal living and dining areas, plus a large great room highlighted by a beautiful wood-burning fireplace. The oversized eat-in kitchen is perfect for gathering and entertaining, offering abundant cabinet space, a center island, pantry, and convenient bar area. The primary suite provides a relaxing retreat with a garden tub, separate shower, walk-in closet, and an additional flex space ideal for a home office, nursery, or sitting area. Recent improvements include a metal roof installed in 2021, brand-new AC system, updated HVAC ductwork, fresh interior paint, updated light fixtures, and newer flooring. Additional features include inside laundry, well and septic, water softener, and no HOA restrictions. Enjoy the privacy and tranquility of rural Marion County while still being conveniently located near Ocala, Gainesville, and major highways. Outdoor enthusiasts will appreciate the property's proximity to numerous lakes and recreational waterways, including Orange Lake, Lake Kerr, Little Orange Lake, Newnans Lake, and the Ocklawaha River, offering opportunities for boating, fishing, kayaking, and nature exploration. Whether you're looking for room to grow, space for hobbies, or simply a quiet place to call home, this property offers the perfect blend of comfort, convenience, and country charm!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,280
Sqft
0.9 ac
Lot size
2005
Year built
One
Levels
$86
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,607 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,607/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.4%
$/sqft vs Citra actives
$86 vs $183
Days on market
48 vs 65 typical
Where $86/sqft sits among the 40 Citra actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Citra
Get to know Citra. See the full Citra guide →
CITRA 32113 — neighborhood snapshot
Population
5,382
Median age
49.6
Median income
$62,401
Median home value
$161,400
Avg household
2.37
Households w/ children
493
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Citra market
$221K → $340K
Citra median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
22 of 40
Citra actives have cut their price
Median sold price, Citra, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the CITRA 32113 median. See the full Citra market guide →
Paper trail
This home's history
Reality check
What actually sold near 16520 NE 42ND AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$230,000
17575 NE 39TH COURT
4 bd · 2 ba · 2,280 sqft · $101/sqft · 79 DOM
Sold · Jun ’26$204,000
17545 NE 39TH COURT
4 bd · 2 ba · 2,057 sqft · $99/sqft · 202 DOM
Sold · Aug ’25$65,000
17154 NE 36TH AVENUE
3 bd · 2 ba · 1,845 sqft · $35/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16520 NE 42ND AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16520 NE 42ND AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
16520 NE 42ND AVENUE FAQs
What would the monthly payment be for 16520 NE 42ND AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,607/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 16520 NE 42ND AVENUE?+
The most recent tax bill on record (2025) was $2,555. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Citra?+
At $195,000, this home is listed about 28% below the Citra median of $271,200. The market section on this page shows how the area is trending.
Which schools are assigned to 16520 NE 42ND AVENUE?+
Sparr Elementary School (elementary), North Marion High School (high), North Marion Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ALL FLORIDA HOMES REALTY LLC · Aubrey Owens. MLS #OM726834.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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