21654 SW RAINTREE STREET, DUNNELLON, FL, 34431
Active54 days on marketListed Jun 15, 2026MLS #OM726715
About this home
21654 SW RAINTREE STREET
Welcome to this charming 2 bedroom, 1 bath home with a 1-car garage that has been meticulously maintained and thoughtfully updated, offering both charm and peace of mind. This adorable home is located in the community of Rainbow Lakes Estates offering a comfortable living space and many updated features. As you step inside the front door, you see the spacious living room which is ideal for relaxing evenings or hosting friends. The functional kitchen has all wood cabinets and a stainless steel stove. The dining area is conveniently located beside the kitchen and just beyond is the open and bright Florida room where you can enjoy your morning coffee or the lovely view of the completely fenced backyard. There is even a screened porch to add to the outdoor enjoyment. The large laundry room is situated just behind the garage. Some of the updated items are the A/C in 2021, windows in 2022, water heater and garage door in 2026, ensuring comfort and efficiency for years to come. Location truly completes the picture. Just minutes away is Bonable Lake Park offering a playground, a peaceful lake for fishing, and a community library, making it a wonderful spot for outdoor enjoyment and neighborhood connection. Everyday conveniences are close at hand, with grocery stores, local shops, and restaurants in Dunnellon only a short drive away. Nearby is Rainbow Springs State Park, offering access to the Rainbow River, trails, and outdoor recreation, and you have the perfect blend of tranquility and accessibility for those who love to explore. You’re conveniently situated near Ocala and Crystal River, home to shopping, medical facilities, and entertainment. Also within easy reach is the renowned World Equestrian Center and Gainesville where one can enjoy theaters, city amenities, dining, healthcare, and the University of Florida. Enjoy the Florida lifestyle just minutes from the area's beautiful natural springs and a quick drive to the coast. This property delivers peaceful country living without sacrificing proximity to top-tier recreation, shopping, and dining. Truly a lovely home that is turnkey.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,149
Sqft
0.24 ac
Lot size
1
Garage
1971
Year built
One
Levels
$160
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,423 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,423/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.4%
$/sqft vs RAINBOW LAKES ESTATE
$160 vs $186
Days on market
54 vs 39 typical
Where $160/sqft sits among the 76 homes for sale in RAINBOW LAKES ESTATE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34431 — neighborhood snapshot
Population
8,663
Median age
55.4
Median income
$51,542
Median home value
$185,200
Avg household
2.2
Households w/ children
570
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
23 of 76
RAINBOW LAKES ESTATE have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 384% above the DUNNELLON 34431 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 21654 SW RAINTREE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$205,000
21654 SW HONEYSUCKLE STREET · same community
3 bd · 2 ba · 1,162 sqft · $176/sqft · 106 DOM
Sold · Dec ’25$220,000
1554 SW TEMPLE HEIGHTS COURT · same community
3 bd · 2 ba · 1,238 sqft · $178/sqft · 94 DOM
Sold · Dec ’25$215,000
23584 NW MALLARD AVENUE · same community
3 bd · 2 ba · 1,272 sqft · $169/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 21654 SW RAINTREE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21654 SW RAINTREE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
21654 SW RAINTREE STREET FAQs
What would the monthly payment be for 21654 SW RAINTREE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,423/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 21654 SW RAINTREE STREET?+
The most recent tax bill on record (2025) was $1,187. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunnellon?+
At $184,000, this home is listed about 39% below the Dunnellon median of $300,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of SELLSTATE NEXT GENERATION REALTY · Suzette Weddington-Moore. MLS #OM726715.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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