David Ramirez
$465,0003 bd2 ba1,504 sqft$309 /sqft$3,434 /mo all-in ↓

8980 E DEVILSNECK ROAD, FLORAL CITY, FL, 34436

Active35 days on marketListed Jun 15, 2026MLS #OM726674

WaterfrontSingle Family ResidenceKEATINGS SUB

About this home

8980 E DEVILSNECK ROAD

Beautiful WATERFRONT homefront in Floral City! Hurry to see this large three bedroom home on the chain of lakes in Floral City. This home offers some of the prettiest trees and THE BEST LOCATION! Huge master bedroom with skylight has double closets and a giant 5x5 travertine walk in shower for the master bath. The living room has a wood burning fireplace and leads to a large sun room overlooking a screen porch to the waterfront. A 14 x 16 covered dock stretches out 84 feet into the lake! Mature landscaping and fenced back yard. Call for showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,504

Sqft

0.48 ac

Lot size

1953

Year built

One

Levels

$309

Per sqft

WaterfrontFireplace

Inside

FlooringTile · Vinyl
AppliancesDryer · Refrigerator · Washer
InteriorSkylight(s) · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingCircular Driveway
ExteriorLighting

Community & fees

Taxes (2025)$3,973/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected
WaterCanal/Lake For Irrigation · Public

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,434 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,737
FHA mortgage insurance (est.)$206
Property tax — 2025 actual bill$331
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,275Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,275
Interest rate6.00%
Loan term

Estimated payment

$3,434/mo

Principal & interest$2,737
FHA mortgage insurance (est.)$206
Property taxes (actual bill)$331
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Floral City actives

$309 vs $191

Days on market

35 vs 44 typical

Where $309/sqft sits among the 43 Floral City actives

15
14
8
2
1 · this home
3
$116–162$162–209$209–255$255–302$302–348$348+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Floral City

Map of 8980 E DEVILSNECK ROAD

Drive times from this address

Downtown Tampa74 min

Get to know Floral City. See the full Floral City guide →

FLORAL CITY 34436 — neighborhood snapshot

Population

8,170

Median age

60.3

Median income

$50,139

Median home value

$201,400

Avg household

2.25

Households w/ children

563

For the school run

Citrus County School District

ElementaryFloral City Elementary School★★★★★
HighCitrus High School★★★★★
MiddleInverness Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Floral City market

Seller’s marketLeans buyer7.9 months of inventoryBuyer’s market

$258K$256K

Floral City median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

26 of 43

Floral City actives have cut their price

Median sold price, Floral City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 69% above the FLORAL CITY 34436 median. See the full Floral City market guide →

Paper trail

This home's history

Jun 15, 2026Listed at $465,000 · 35 days on market since
1953Built · KEATINGS SUB

Reality check

What actually sold near 8980 E DEVILSNECK ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8595 E PUCKETT COURTSold · Oct ’25

$249,900

8595 E PUCKETT COURT

3 bd · 2 ba · 1,456 sqft · $172/sqft · 6 DOM

6670 S MERLEING LOOPSold · May ’26

$483,000

6670 S MERLEING LOOP

2 bd · 2 ba · 1,454 sqft · $332/sqft · 131 DOM

7821 S BAKER AVENUESold · Jul ’26

$311,000

7821 S BAKER AVENUE

2 bd · 2 ba · 1,640 sqft · $190/sqft · 34 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8980 E DEVILSNECK ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8980 E DEVILSNECK ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8980 E DEVILSNECK ROAD FAQs

What would the monthly payment be for 8980 E DEVILSNECK ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,434/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8980 E DEVILSNECK ROAD?+

The most recent tax bill on record (2025) was $3,973. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Floral City?+

At $465,000, this home is listed about 60% above the Floral City median of $289,900. The market section on this page shows how the area is trending.

Which schools are assigned to 8980 E DEVILSNECK ROAD?+

Floral City Elementary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SELLSTATE NGR-INVERNESS · Mary Parsons. MLS #OM726674.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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