David Ramirez
$765,000$785,0003 bd2 ba2,064 sqft$371 /sqft$4,992 /mo all-in ↓

2160 N WATERSEDGE DRIVE, CRYSTAL RIVER, FL, 34429

Active37 days on marketListed Jun 17, 2026MLS #OM726610

Reduced $20KWaterfrontPrivate poolSingle Family ResidenceFROM SD

About this home

2160 N WATERSEDGE DRIVE

Come find your own private oasis right in your backyard located in Crystal Shores, one of the most desirable neighborhoods in Crystal River. This property offers a perfect blend of tranquility and adventure, making it an ideal retreat for nature lovers and water sports enthusiasts alike. With ample space for entertaining, you can host family gatherings or intimate get-togethers with friends, all while enjoying the picturesque views. This beautiful 3 bedroom 2 bath home sits on .38 acres, professionally landscaped which features an inground pool, lovely lanai with screen enclosure. Recent updates include a new roof 2023, porcelain tile throughout the home, granite counter tops, wood cabinetry and new dock with 7000.lb boat lift built in 2023. For those who crave adventure, the nearby waterways provide endless opportunities for exploration. Kayak or boat to the crystal clear springs, Kings Bay, or spend a day fishing in the Gulf. Whether you seek permanent residence or a vacation getaway, this private oasis is a rare find that promises a lifestyle of leisure and adventure. Don't miss your chance to experience the best of waterfront living in this idyllic setting.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,064

Sqft

0.37 ac

Lot size

2

Garage

1971

Year built

One

Levels

$371

Per sqft

Private poolWaterfrontFireplace

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Disposal · Refrigerator · Trash Compactor
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Solid Wood Cabinets · Stone Counters · Thermostat · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorIrrigation System · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$5,001/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,992 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,128
PMI (est., until 20% equity)$287
Property tax — 2025 actual bill$417
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $76,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $76,500
Interest rate6.00%
Loan term

Estimated payment

$4,992/mo

Principal & interest$4,128
PMI (est., until 20% equity)$287
Property taxes (actual bill)$417
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $765K
$387KedgeAI estimate $637,043 · range $404K$1.1M$1.1M

vs edgeAI estimate

+20.1%

$/sqft vs Crystal River actives

$371 vs $209

Days on market

37 vs 65 typical

Where $371/sqft sits among the 143 Crystal River actives

58
35
20
10 · this home
7
13
$111–184$184–258$258–331$331–404$404–478$478+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Crystal River

Map of 2160 N WATERSEDGE DRIVE

Get to know Crystal River. See the full Crystal River guide →

CRYSTAL RIVER 34429 — neighborhood snapshot

Population

9,494

Median age

63.7

Median income

$57,716

Median home value

$220,300

Avg household

2.14

Households w/ children

490

For the school run

Citrus County School District

MiddleCrystal River Middle School★★★★
HighCrystal River High School★★★★★
ElementaryCrystal River Primary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Crystal River market

Seller’s marketLeans buyer8.3 months of inventoryBuyer’s market

$315K$235K

Crystal River median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

74 of 143

Crystal River actives have cut their price

Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 194% above the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →

Paper trail

This home's history

CurrentPrice reduced to $765,000 $20K
Jun 17, 2026Listed at $785,000 · 37 days on market since
1971Built · FROM SD

Reality check

What actually sold near 2160 N WATERSEDGE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

440 MILLER CREEK ROADSold · Aug ’25

$610,000

440 MILLER CREEK ROAD

3 bd · 3.5 ba · 2,066 sqft · $295/sqft · 121 DOM

480 MILLER CREEK ROADSold · Aug ’25

$609,000

480 MILLER CREEK ROAD

3 bd · 3 ba · 2,060 sqft · $296/sqft · 161 DOM

11771 W SUNNYBROOK COURTSold · Aug ’25

$310,000

11771 W SUNNYBROOK COURT

3 bd · 2 ba · 2,080 sqft · $149/sqft · 101 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2160 N WATERSEDGE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2160 N WATERSEDGE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2160 N WATERSEDGE DRIVE FAQs

What would the monthly payment be for 2160 N WATERSEDGE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,992/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2160 N WATERSEDGE DRIVE?+

The most recent tax bill on record (2025) was $5,001. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Crystal River?+

At $765,000, this home is listed about 137% above the Crystal River median of $322,450. The market section on this page shows how the area is trending.

Which schools are assigned to 2160 N WATERSEDGE DRIVE?+

Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$765,000 runs 194% above the CRYSTAL RIVER 34429 median — but at 2,064 sqft it's also 30% larger than the typical Crystal River listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $785,000, now $765,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of FONTANA REALTY · Sharon Harp. MLS #OM726610.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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