4794 S POLDERLAND WAY, HOMOSASSA, FL, 34448
Active54 days on marketListed Jun 15, 2026MLS #OM726586
About this home
4794 S POLDERLAND WAY
See Realtor Remarks: Rare Waterfront Lot Opportunity in Tradewinds at Homosassa! Build your dream waterfront home in the highly desirable Tradewinds community of Homosassa. This exceptional canal-front homesite offers a rare opportunity to enjoy the relaxed Florida lifestyle with direct access to the water and the convenience of a beautifully maintained gated community. This lot is designated for the popular Manta model, offering a spacious floor plan with 4 or 5 bedrooms and 3 bathrooms, providing plenty of room for family, guests, and entertaining. Residents of Tradewinds enjoy selection of community amenities, including a private boat ramp, community swimming pool, and upgraded boardwalks. The HOA provides grounds maintenance, water, and sewer services, making ownership simple and carefree. Perfectly situated just off the Homosassa River, this waterfront community offers easy access to boating, fishing, and exploring Florida’s beautiful Nature Coast waterways. One of the most unique features of Tradewinds is its golf-cart-friendly atmosphere. Take a leisurely ride into Old Homosassa to enjoy waterfront dining, local shops, and the charming Old Florida character that makes this area so special. Whether you’re looking for a full-time residence, vacation retreat, or waterfront investment allowing rentals either short term or long term, this canal-front lot presents an outstanding opportunity to build in one of Homosassa’s most desirable communities. Don’t miss your chance to enjoy waterfront living, exceptional amenities, and the laid-back coastal lifestyle that Tradewinds has to offer.
Facts & features
The home at a glance
0.06 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,665 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,665/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Homosassa
Get to know Homosassa. See the full Homosassa guide →
HOMOSASSA 34448 — neighborhood snapshot
Population
10,741
Median age
56
Median income
$47,526
Median home value
$166,000
Avg household
2.28
Households w/ children
866
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$314K → $303K
Homosassa median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% below the HOMOSASSA 34448 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4794 S POLDERLAND WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$109,900
5368 S PARKLAND TERRACE
2 bd · 1 ba · 576 sqft · $191/sqft · 139 DOM
Sold · Apr ’26$115,000
5500 S CHAMBERLAIN POOL AVENUE
2 bd · 1 ba · 710 sqft · $162/sqft · 93 DOM
Sold · Sep ’25$313,000
10464 W OLIVER STREET
2 bd · 1 ba · 864 sqft · $362/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4794 S POLDERLAND WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4794 S POLDERLAND WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4794 S POLDERLAND WAY FAQs
What would the monthly payment be for 4794 S POLDERLAND WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,665/mo — principal and interest, the actual property-tax bill, the $343/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4794 S POLDERLAND WAY?+
The association fee works out to $343 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4794 S POLDERLAND WAY?+
The most recent tax bill on record (2025) was $1,804. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4794 S POLDERLAND WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Homosassa?+
At $159,900, this home is listed about 54% below the Homosassa median of $348,975. The market section on this page shows how the area is trending.
Which schools are assigned to 4794 S POLDERLAND WAY?+
Rock Crusher Elementary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM726586.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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