David Ramirez
$539,9003 bd3 ba2,816 sqft$192 /sqft$4,060 /mo all-in ↓

19654 SW 88TH LOOP, DUNNELLON, FL, 34432

Active37 days on marketListed Jun 15, 2026MLS #OM726572

Private poolSingle Family ResidenceFAIRWAY ESTATES WEST OF RAINBOW SPRINGS

About this home

19654 SW 88TH LOOP

So much to enjoy in this beautiful 3 Bedroom, 3 Bath, 2816 living square foot Pool Home that is like having your own resort in your backyard. The pool and patio area is an all-paver deck with large inground pool, jetted hot tub with fountain, large patio area under main roof of house, newer outdoor kitchen with all stainless-steel cabinets, sink, refrigerator and grill/smoker. You can see the beautiful view that includes palm trees and no home behind the pool for added privacy from the 10.5’ glass dinette window and glass French doors. Enjoy outward living in this screened in Oasis. You also have access to the beautiful Rainbow River with its own private park for owners only, with a beach swimming area, kayak and canoe launching, bathhouse and picnic areas. The large kitchen has Granite counters, Stainless Steel appliances, Birch cabinetry, 42’ tall upper cabinets, pantry cabinet with drawers, two sinks with disposals with one in a center island. There is bar seating along with a breakfast nook and a full separate formal dining room. There are 10’ ceilings throughout, new LVP flooring in kitchen, dining, foyer, and family room. There is also a living room with a gas fireplace adding to the large open plan for entertaining. This home has a large 14’ x 27’ primary suite with an additional sitting room or office. The ensuite bathroom has a walk-in shower with stone floor, a garden tub, dual sinks, new tile floor and two walk-in closets. Second and third bedrooms have a shared bathroom with tub/shower. The third bathroom has a shower and accesses the patio and pool. Driveway and sidewalks are flagstone decorated concrete, there is an outside stone patio area and rock landscaped garden beds. Don’t miss all this home has to offer in Fairway Estates West of Rainbow Springs which also includes the use of the clubhouse, tennis, pickleball, pool, shuffleboard and restaurant.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,816

Sqft

0.36 ac

Lot size

2

Garage

1999

Year built

One

Levels

$192

Per sqft

Private poolFireplacePets allowed

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Other · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · High Ceilings · Open Floorplan · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesEast
ParkingGarage Door Opener · Garage Faces Side · Oversized
ExteriorFrench Doors · Irrigation System · Outdoor Kitchen

Community & fees

HOA fee$21/mo
Taxes (2025)$5,540/yr
PetsYes
CommunityPrivate Boat Ramp · River · Water Access · Association Recreation - Owned · Clubhouse · Deed Restrictions · Park · Restaurant

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Phone Available · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,060 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,178
FHA mortgage insurance (est.)$239
Property tax — 2025 actual bill$462
HOA fee — from the listing$21
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,897Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,897
Interest rate6.00%
Loan term

Estimated payment

$4,060/mo

Principal & interest$3,178
FHA mortgage insurance (est.)$239
Property taxes (actual bill)$462
HOA / condo fee$21
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $540K
$494KedgeAI estimate $522,307 · range $515K$540K$562K

vs edgeAI estimate

+3.4%

Days on market

37 vs 43 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dunnellon

Map of 19654 SW 88TH LOOP

Get to know Dunnellon. See the full Dunnellon guide →

DUNNELLON 34432 — neighborhood snapshot

Population

13,197

Median age

56

Median income

$47,711

Median home value

$223,900

Avg household

2.27

Households w/ children

858

For the school run

Marion County School District

ElementaryDunnellon Elementary School★★★★★
HighDunnellon High School★★★★★
MiddleDunnellon Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dunnellon market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$265K$270K

Dunnellon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 135% above the DUNNELLON 34432 median. See the full Dunnellon market guide →

Paper trail

This home's history

Jun 15, 2026Listed at $539,900 · 37 days on market since
1999Built · FAIRWAY ESTATES WEST OF RAINBOW SPRINGS

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 19654 SW 88TH LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19654 SW 88TH LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

19654 SW 88TH LOOP FAQs

What would the monthly payment be for 19654 SW 88TH LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,060/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 19654 SW 88TH LOOP?+

The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 19654 SW 88TH LOOP?+

The most recent tax bill on record (2025) was $5,540. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 19654 SW 88TH LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dunnellon?+

At $539,900, this home is listed about 80% above the Dunnellon median of $299,900. The market section on this page shows how the area is trending.

Which schools are assigned to 19654 SW 88TH LOOP?+

Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PREFERRED PROPERTIES OF CEN/FL · Mark Daconta. MLS #OM726572.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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