4864 S AMSTEL DRIVE, HOMOSASSA, FL, 34448
Active51 days on marketListed Jun 12, 2026MLS #OM726557
About this home
4864 S AMSTEL DRIVE
Pre-Construction. To be built. See Realtor Remarks: Pre-Construction. To be built. This beautiful stilt home located in the TradeWinds Homosassa Marina Resort community is 1 of only 3 buildable lots left to buy. Don't miss your opportunity to own this beautiful model right near the community boat ramp. This final phase completes this unique waterfront community that affords owners access to all the old Florida lifestyle charms including a quiet lifestyle, festivals & dining, water activities, prime fishing, and access to the Gulf of Mexico & the crystal clear Springs of Homosassa. The community provides its owners with a private boat launch, fishing piers, and community pool. Keep your boat tucked away safely underneath your villa when not in use. What's more, if you are not a full time resident you can rent your unit at your leisure and for any length you choose. This Mediterranean style home features 2 bedrooms, 2 bathrooms, luxury vinyl plank flooring in living areas, & open flow kitchen/dining/great room. Finishes include granite counter tops & back splash, tile roof, marble windowsills, & a full Kenmore appliance package. The home is energy efficient with high recovery water heater, energy saving air to air heat pump, adjustable air vents, double pane insulated windows, and HI-R insulation. This is a great opportunity to buy a new build that is up to current flood codes without having to retrofit a resale by elevating. There is a lot of space underneath for parking & storage. This community affords you all the opportunities from your own waterfront adventures to great income potential via high demand short term rentals and this part of old Homosassa is a golf cart community providing ease of access getting around and great fun for the family. For owners of villas there are several sizes of boat slips available for rent. You finally can have it all!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,227
Sqft
0.04 ac
Lot size
2026
Year built
One
Levels
$326
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,108 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,108/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.4%
$/sqft vs Homosassa actives
$326 vs $175
Days on market
51 vs 41 typical
Where $326/sqft sits among the 216 Homosassa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Homosassa
Get to know Homosassa. See the full Homosassa guide →
HOMOSASSA 34448 — neighborhood snapshot
Population
10,741
Median age
56
Median income
$47,526
Median home value
$166,000
Avg household
2.28
Households w/ children
866
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$299K → $302K
Homosassa median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
107 of 216
Homosassa actives have cut their price
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 70% above the HOMOSASSA 34448 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4864 S AMSTEL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$135,000
10348 W TWIN RIVER LANE
2 bd · 1.5 ba · 1,228 sqft · $110/sqft · 112 DOM
Sold · May ’26$295,000
11546 W CLUBVIEW DRIVE
2 bd · 2 ba · 1,254 sqft · $235/sqft · 174 DOM
Sold · Jul ’26$310,000
5164 S SWIFTWATER WAY
2 bd · 2 ba · 1,200 sqft · $258/sqft · 118 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4864 S AMSTEL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4864 S AMSTEL DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4864 S AMSTEL DRIVE FAQs
What would the monthly payment be for 4864 S AMSTEL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,108/mo — principal and interest, the actual property-tax bill, the $343/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4864 S AMSTEL DRIVE?+
The association fee works out to $343 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4864 S AMSTEL DRIVE?+
The most recent tax bill on record (2025) was $892. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4864 S AMSTEL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Homosassa?+
At $399,900, this home is listed about 14% above the Homosassa median of $350,250. The market section on this page shows how the area is trending.
Which schools are assigned to 4864 S AMSTEL DRIVE?+
Rock Crusher Elementary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM726557.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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